440 Steppe, Red Oak, TX, 75154
About This Home
MLS# 21202757 - Built by Altura Homes - Jun 2026 completion! ~ This stunning single-family residence, set for completion in June 2026, boasts 2,176 square feet of thoughtfully designed living space in the desirable Summerwood subdivision. Featuring 4 spacious bedrooms, including 4 primary suites, this home ensures ultimate comfort for families. With 3 full bathrooms, a cozy decorative fireplace, and an open floorplan, it offers plenty of room for relaxation and entertainment. The eat-in kitchen, equipped with a kitchen island and flat screen wiring, flows seamlessly into the living area. Additional highlights include central heating and cooling, decorative lighting, and high-speed internet availability. Enjoy the private yard and the tranquility of a cul-de-sac lot. The property includes a 2-car garage and modern flooring options throughout. Located within the Red Oak ISD, near Russell Schupmann Elementary, this home combines convenience with contemporary living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Fiber Cement,Rock,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave
Bedroom
- Level: First
- Dimensions: 13 x 11
Bedroom
- Level: Second
- Dimensions: 11 x 12
Bedroom
- Level: First
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Breakfast Room Nook
- Level: First
- Dimensions: 9 x 8
Features
- Decorative/Designer Lighting Fixtures,Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Cable TV,Wired for Sound
- Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank
- Number of fireplaces: 1
- Fireplace features: Decorative,Insert
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s),Heat Pump
- Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump
Interior Area
- Total interior livable area: 2,176 sqft
Kitchen
- Features: Built-in Features,Dual Sinks,Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Stone Counters,Walk-In Pantry
- Level: First
- Dimensions: 12 x 14
Living Room
- Level: First
- Dimensions: 16 x 16
Master Bedroom
- Features: Dual Sinks,Garden Tub/Roman Tub,Separate Shower,Walk-In Closet(s)
- Level: First
- Dimensions: 13 x 14
Office
- Level: First
- Dimensions: 11 x 11
Utility Room
- Level: First
- Dimensions: 9 x 6
Property
Details
- Parcel number: 309840
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Covered
- Exterior features: Private Yard,Rain Gutters
- Fencing: Back Yard,Wood
Lot
- Lot size: 0.27 Acres
- Features: Cul-De-Sac
- Lot size dimensions: .05
Parking
- Total spaces: 2
- Parking features: Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,211 | $26,532 |
| Home Insurance * | $297 | $3,564 |
| Property Taxes | $451 | $5,412 |
| Electricity | $238 | $2,867 |
| Total | $3,197 | $38,364 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-09 | Listed for sale | $431,545 |
New Construction
View on Zillow