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1405 Key Pkwy #B104, Frederick, MD, 21701

1beds
1baths
0sqft
$171,999
--price/sqft
$1,321/moest. monthly cost
$52,840/yrincome needed

About This Home

Exceptional Opportunity in Frederick ground level condo! Welcome to 1405 Key Pkwy #104, a charming 1-bedroom, 1-bath condominium situated in a well-maintained garden-style community. Updated in 2013, this unit features ceramic tile flooring, in-unit laundry, central A/C, and forced air heating. With a convenient location in Frederick City and a low HOA fee covering common area maintenance, this home offers both comfort and value. Great for starters or downsizing.

Getting Around

65
WalkingSomewhat Walkable
29
TransitSome Transit
51
BikeBikeable

Schools

4/10
5/10
Crestwood Middle SchoolGrades 6-83.0 mi
5/10

Construction

Condition

  • Year built: 1982

Materials

  • Construction materials: Other

Notable Dates

  • Major remodel year: 2013

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Oven/Range - Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Unit

Bathroom1

  • Features: Crown Molding,Flooring - Tile/Brick,Walk-In Closet(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Crown Molding,Flooring - Tile/Brick,Formal Dining Room
  • Level: Main

Family Room

  • Features: Crown Molding,Flooring - Tile/Brick
  • Level: Main

Features

  • Crown Molding,Formal/Separate Dining Room,Walk-In Closet(s)
  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Flooring - Tile/Brick
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1102131498
  • Attached to another structure: Yes
  • Zoning: R16
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: Unassigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $869$10,428
Home Insurance *$37$444
Property Taxes $134$1,608
Electricity $281$3,374
Total$1,321$15,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,291/yr
40% on housing$39,630/yr
45% on housing$35,226/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$223
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-18Price change$165,000
2026-03-12Listed for sale$159,000

For Sale by Agent

AgentMr. Jonathan S Lahey
BrokerageEXP Realty, LLC

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