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3304 Stonehorn Dr Lot 111, Bell Buckle, TN, 37020

5beds
3baths
2,032sqft
$479,900
$236price/sqft
$3,015/moest. monthly cost
$120,600/yrincome needed

About This Home

This beautiful home boasts a wide open great room with gas fireplace. The kitchen has granite countertops, a beautiful tile backsplash, breakfast bar, and a spacious dining area. The main-level master suite provides comfort and privacy with the four additional bedrooms upstairs. Extensive built-ins throughout home. 10k Credit for closing costs offered!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
Rockvale Middle SchoolGrades 6-89.0 mi
8/10
Rockvale High SchoolGrades 9-129.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Wood
  • Finished area above ground: 2,032

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,032
  • Total interior livable area: 2,032 sqft

Property

Details

  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance $223$2,676
Property Taxes $191$2,292
Electricity $175$2,103
Total$3,015$36,180

Income You'd Need if You Spent...

35% on housing$103,371/yr
40% on housing$90,450/yr
45% on housing$80,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.4%
12.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 37020$205
Rutherford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 37020$243
Rutherford County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$479,900

New Construction

AgentAaron Taber
BrokerageExit Realty Bob Lamb & Associates

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