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1156 Mariemont Rd, Sugar Grove, IL, 60554

3beds
3baths
1,900sqft
$404,990
$213price/sqft
$3,093/moest. monthly cost
$123,720/yrincome needed

About This Home

Welcome to Village at Settlers Ridge, the lowest-priced new single-family homes in Sugar Grove. Move into your new home this summer and pick your finishes! The Robert Frost is a thoughtfully designed two-story single-family home offering 1,900 square feet of living space, complete with a charming full front porch. It features 3 or more bedrooms, 2.5 bathrooms, and a 2-car garage. The main level boasts a flex room, an open-concept kitchen with a large island, a cozy dinette, a spacious great room, a convenient powder room, and a laundry area. Enjoy included upgrades like quartz countertops, stainless steel appliances, white cabinetry and 9' ceilings throughout. Upstairs, the home includes a generous owner's suite with a walk-in closet and private bath, two additional bedrooms, a full hall bath, and an optional bonus room for added flexibility. A full unfinished basement is also included for storage or future living space. Ready to upgrade to the life you've been dreaming of? Schedule your visit today and experience The Robert Frost for yourself.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
Harter Middle SchoolGrades 6-83.7 mi
6/10
Kaneland Senior High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Ryan Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,900 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$165$1,980
Property Taxes $735$8,820
Electricity $146$1,753
Total$3,093$37,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,045/yr
40% on housing$92,790/yr
45% on housing$82,480/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 60554$192
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60554$182
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$404,990
2026-03-10Listed for sale$399,990

New Construction Spec

BrokerageRyan Homes

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