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9902 Mallard Creek Rd, Charlotte, NC, 28262

2beds
3baths
1,370sqft
$325,425
$238price/sqft
$2,182/moest. monthly cost
$87,280/yrincome needed

About This Home

Welcome to Ashmore Square, a modern townhome community in Charlotte’s thriving Research Park District, ideally positioned near UNC Charlotte, the Vanguard Campus, and TIAA. Located less than 2 miles from I-85, this community offers quick access to Uptown Charlotte, University City, and major commuter routes. Everyday convenience and entertainment are just minutes away with IKEA, Topgolf, shopping centers, dining options, and nearby greenways all within close reach. Ashmore Square blends architectural style with low-maintenance living, featuring attractive brick and fiber cement exteriors, sidewalks, and a welcoming central courtyard designed for gathering or relaxing outdoors. HOA-managed lawn maintenance allows residents to enjoy community spaces without the burden of exterior upkeep. The neighborhood offers the ideal combination of connectivity, convenience, and modern appeal. The Clarendon floorplan delivers a flexible three-story layout designed to support a variety of lifestyles. The lower level includes a tandem two car garage or you can upgrade to a private bedroom with a full bath, ideal for guests, a home office, or additional living space. The main level features an open-concept kitchen with a spacious island and breakfast bar that flows seamlessly into the dining area and family room, creating an inviting environment for entertaining or everyday living. Upstairs, the owner’s suite includes a walk-in closet and ensuite bath, complemented by an additional bedroom and conveniently located laundry. Buyers may take advantage of closing cost assistance when using the preferred lender. Experience modern townhome living in one of Charlotte’s most connected locations—schedule your visit today to learn more about Ashmore Square and the Clarendon floorplan.

Getting Around

34
WalkingCar-Dependent
25
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

8/10
Mallard CreekGrades K-50.1 mi
2/10
Ridge Road Middle SchoolGrades 6-82.8 mi
4/10
Mallard Creek HighGrades 9-121.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Fiber Cement,Hardboard Siding

Other

  • Builder model: Clarendon
  • Builder name: Ryan Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,370

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 04715106
  • Zoning: UR-2
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Lower
  • Patio & porch: Deck
  • Exterior features: Lawn Maintenance,Other - See Remarks

Lot

  • Lot size: 0.02 Acres
  • Features: End Unit

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Rear,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,645$19,740
Home Insurance *$150$1,800
Property Taxes $187$2,244
Electricity $200$2,405
Total$2,182$26,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,811/yr
40% on housing$65,460/yr
45% on housing$58,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 28262$175
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28262$196
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Price change$337,425
2026-03-12Price change$350,425
2026-03-11Price change$362,425
2026-03-10Listed for sale$367,425

New Construction Spec

AgentJerry Smith
BrokerageSmith Capital Partners LLC

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