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328 State Highway 58, Harrisville, NY, 13648

2beds
1baths
1,740sqft
$280,000
$161price/sqft
$2,406/moest. monthly cost
$96,240/yrincome needed

About This Home

Outdoor enthusiast dream, nestled in the foothills of the Adirondack park just minutes from the Five Ponds wilderness area, this parcel of land offers an abundance of wildlife. Land has well maintained trails throughout and box blinds for hunting. If you are looking for a property away from it all, look no further! Property includes a cozy camp with all the creature comforts, previously used as a year-round home. Entrance porch leads into a spacious newly installed kitchen with center island, lots of storage with slide outs and new countertops, and includes the dining area. Large living room has a cozy wood fireplace for those chilly nights, which along with the bathroom and bedroom has been finished in tongue and groove pine. Upstairs is a large open loft area used as a second bedroom/bunkroom. The garage has been rewired and could be made into addition living space, with room above it for another bedroom. The camp has had many recent upgrades including a new well, pressure tank, hot water heater, and electric furnace. Two separate adjoining parcels.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Older Home (75+ yrs),Sold as Is
  • Year built: 1900

Materials

  • Foundation: Basement,Hatch Entrance
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes washer,Refrigerator,Stove-Elec,Water Heater(Electric)
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen isle,Open Floorplan
  • Door features: Insulated door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,740

Heating

  • Heating features: Electric,Forced Air

Interior Area

  • Total structure area: 1,740
  • Total interior livable area: 1,740 sqft

Property

Details

  • Parcel number: 201.002111.1+ 2nd lot
  • Zoning description: APA

Features

  • Levels: One and One Half,1.5 Story
  • Stories: 2
  • Patio & porch: Enclosed porch
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Mountain(s)
  • Frontage length: Main Road: 2265

Lot

  • Lot size: 141 Acres
  • Features: Irregular Lot,Secluded,Trees,Wooded
  • Lot size dimensions: 2265 x 4840 x 1715 x 2400

Parking

  • Total spaces: 2
  • Parking features: 2 car garage,3 or more parking spaces,Stone driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$254$3,048
Property Taxes $450$5,400
Electricity $287$3,450
Total$2,406$28,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,491/yr
40% on housing$72,180/yr
45% on housing$64,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 13648$204
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13648
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-20Listed for sale$280,000

For Sale by Agent

AgentWendy-Jane Smith
BrokerageCross Keys Real Estate LLC

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