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512 W Ash St, Canistota, SD, 57012

4beds
3baths
2,333sqft
$425,000
$182price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

Hard to find new construction with a finished basement and triple garage under $400,000—this one checks those boxes. Step into this professionally designed split-foyer home where comfort and style come together in a thoughtful layout. You’ll notice the vaulted ceilings, open floor plan, and upgraded finishes that make the space feel bright and welcoming. The kitchen features quartz countertops, appliances included, and plenty of room for cooking, gathering, and everyday living. The main floor also includes a convenient laundry area designed to make daily life a little easier. Inside, you’ll find luxury vinyl flooring, upgraded carpet, and a smart floor plan with two bedrooms on the main level and two more on the lower level—giving plenty of space for family, guests, or a home office. The home is currently under construction and expected to be completed in approximately 30–60 days, giving buyers the opportunity to secure it before the final touches are finished. Step outside to the Trex deck with a modern metal railing, where you can enjoy the backyard. Located in a friendly small-town community, you’ll enjoy quieter living while still being an easy drive to both Sioux Falls and Mitchell. This well-designed home is getting close to the finish line with the layout and upgrades many buyers are looking for. Not move-in ready just yet, but coming soon. Don’t miss the chance to make it yours.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

4/10
Canistota Elementary - 02Grades PK-50.4 mi
4/10
Canistota Jr. High - 03Grades 6-80.4 mi
9/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Wood Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Foyer
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 143

Bedroom3

  • Level: Basement
  • Area: 143

Bedroom4

  • Level: Basement
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Area: 104

Family Room

  • Level: Basement
  • Area: 551

Features

  • Master Downstairs,Vaulted Ceiling(s),Master Bath,Main Floor Laundry
  • Flooring: Carpet
  • Finished area below ground: 1,013
  • Finished area above ground: 1,320

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,333 sqft

Kitchen

  • Level: Main
  • Area: 143

Living Room

  • Level: Main
  • Area: 240

Master Bedroom

  • Level: Main
  • Area: 195

Property

Details

  • Parcel number: 21.33.11200112

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.28 Acres
  • Features: City Lot
  • Lot size dimensions: 89x139

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Lightning
Wildfire

FEMA Declared Disasters in McCook County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance $277$3,324
Property Taxes $325$3,900
Electricity $178$2,138
Total$2,929$35,148

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 11.1%
11.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 57012$166
McCook County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 57012$189
McCook County$219

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$399,900

For Sale by Agent

AgentJeff L Merrill
BrokerageeXp Realty - Elevated Sioux Falls

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