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0 Millhouse Dr, Ruckersville, VA, 22968

3beds
3baths
2,786sqft
$189,500
$68price/sqft
$1,392/moest. monthly cost
$55,680/yrincome needed

About This Home

This is just one example of a fabulous floor plan, comfortable size for everyday living yet could be added onto and expanded. Buy the lot and build your dream home - customized top to bottom. Lovely flat piece of land backing to woods and a preservation tract- meaning no neighbors looking out your back door! Well in place, just add a pump. This "Olivia" floor plan is just one example of a variety of award-winning floor plans to choose from by Schumacher Homes. The sky is the limit when building with this nationally recognized, family owned and operated builder. Just 2 miles to Seminole Trail/Rt. 29 - easy, quick access to grocery, shopping, coffee and all things UVA! Purchase this lot for $189,500 and build a home like this!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
2/10
4/10
Albemarle High SchoolGrades 9-129.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Architectural
  • Construction materials: Board & Batten Siding,HardiPlank Type,Stick Built,Shingle Siding

Other

  • Builder name: SCHUMACHER HOMES

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Primary Downstairs,Kitchen Island,Loft,Recessed Lighting
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,786

Great Room

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,236
  • Total interior livable area: 2,786 sqft

Loft

  • Level: Second

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 020000000029B0
  • Zoning description: R Residential

Features

  • Levels: One and One Half
  • Stories: 1

Lot

  • Lot size: 2.02 Acres
  • Features: Cul-De-Sac,Dead End

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $958$11,496
Home Insurance *$51$612
Property Taxes $115$1,380
Electricity $268$3,220
Total$1,392$16,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,725/yr
40% on housing$41,760/yr
45% on housing$37,120/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 22968$235
Albemarle County$290

vs Homes Sold Last Month

Median $/sqft

ZIP 22968$213
Albemarle County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-11Price change$189,500
2026-03-10Listed for sale$793,230

New Construction

AgentKATELYN MANCINI
BrokerageHOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE

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