




12 Freeman Ave Lot 86, Punta Gorda, FL, 33950
About This Home
Discover the perfect opportunity to craft your dream Florida lifestyle in the vibrant, resident-owned 55+ community of Windmill Village in Punta Gorda. This vacant lot serves as your ready-to-build blank canvas in one of Southwest Florida's most sought-after active adult waterfront communities, with direct access to Charlotte Harbor for effortless boating adventures, sunset cruises, or quick trips to the Gulf. Windmill Village offers an abundance of amenities designed for an engaging, social retirement: two private marinas with a boat ramp, a sparkling heated pool with a pavilion for gatherings, shuffleboard, bocce ball, horseshoes, indoor pickleball, billiards, cornhole, and a large community center hosting bingo nights, clubs, and year-round events tailored to diverse hobbies. The lot is already cleared and leveled, primed for your custom manufactured home, and the low monthly HOA fee (around $256) covers essential perks like water, sewer, trash pickup, common area maintenance, and road upkeep—delivering true hassle-free living. Note that the purchase price excludes a one-time $18,285 Buy-In Share and Bond, which is fully refunded upon resale. Conveniently located just minutes from historic downtown Punta Gorda—famed for its charming shops, waterfront dining, weekly farmers markets, and live entertainment—you're also a short drive from award-winning Gulf Coast beaches for relaxing day trips or getaways. Punta Gorda has earned accolades as a top small place to live, including recognition from Money Magazine and Forbes for its quality of life and appeal. Whether envisioning a seasonal retreat or a permanent paradise, this lot in a welcoming, well-maintained, gated neighborhood provides the ideal setting to build and enjoy an active, vacation-like every day. Don't miss your chance to secure a slice of Southwest Florida heaven in Windmill Village! Note: This lot is now vacant with no home on it.
Getting Around
Schools
Construction
Type & Style
- Home type: Cooperative
- Property subType: Stock Cooperative,Unimproved Land
Property
Details
- Parcel number: 412319203917
- Zoning: MHP
- Special condition: None
Features
- Exterior features: Boat Slip
- Waterfront features: Brackish Canal Access,Creek Access,No Wake Zone
Lot
- Lot size: 4,559 sqft
- Lot size dimensions: 84 x 56
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $303 | $3,636 |
| Home Insurance * | $41 | $492 |
| Property Taxes | $41 | $492 |
| Electricity | $197 | $2,366 |
| Total | $582 | $6,984 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $60,000 |
