214/218 Charles St, Watertown, NY, 13601
About This Home
The perfect opportunity happens when location meets value in this cozy and inviting craftsman duplex located on a great neighborhood street, complete with a flowering crab tree in the front yard. Located just blocks from the elementary school, dining and take out, Stewart's, Tim Horton's and more, giving you added convenience. This property is set up as mirror image side by side units, with dining, living and kitchen downstairs and 2 bed,1 bath upstairs. Each unit boasts their own front porch, front and back entrance, dedicated yard space, private dry basement with washer dryer hookups, attic crawl space access and plenty of closet space. The driveway is shared with the house next door, but is double wide, so no other property has use of your side. There is additional dedicated off street parking in rear and side of house. There is also a 2 car garage with new roof. The 218 unit is fresh and updated and ready to be occupied shortly after sale. The kitchen features open shelving and a coffee bar area. In the 214 unit, renovations have been started and it is just waiting for your finishing touches!! Some of the improvements include new sheet rock and a new tub with surround. A new sink and bathroom vanity are included in the sale, as well as current items including toilet, refrigerator, sink, gas stove/oven, washer and dryer and laundry sink. There are original hardwood floors throughout most of the unit. The entire home has some updated electrical, plumbing and windows. The drains from the street to home have been cleaned and flushed. Each unit has separate utilities (which means separate utility bills) and 150 amp service. Do not let this one pass you by, call today.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1919
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Window features: Storm Window(s),Thermal Windows,Wood Frames
- Flooring: Carpet,Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 1,694
- Total interior livable area: 1,694 sqft
Property
Details
- Parcel number: 22180000300000063130000000
- Attached to another structure: Yes
- Special condition: Standard
Features
- Patio & porch: Covered,Porch
- Exterior features: Private Yard,See Remarks
Lot
- Lot size: 8,001 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 80 x 100
Parking
- Total spaces: 2
- Parking features: Common,Garage,Paved,Parking Available,Two or More Spaces
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $88 | $1,056 |
| Property Taxes | $186 | $2,232 |
| Electricity | $279 | $3,359 |
| Total | $1,412 | $16,944 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Listed for sale | $150,000 |
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