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637 Heart Pine Avenue, Wilmington, NC, 28411

5beds
3baths
2,491sqft
$659,303
$265price/sqft
$4,046/moest. monthly cost
$161,840/yrincome needed

About This Home

The Nottely is a two-story home with five bedrooms and three and one-half baths and a fireplace. Upon entering, you will notice a flex space that can be used as a dining room. The open concept kitchen lover looks the great room and covered porch. There is a walk-in pantry and a butler's pantry for your entertaining. This plan also has a guest room/bedroom 5 on the first floor. A powder room and large storage closet complete the first floor. The primary suite is on the second floor with a large walk-in tile shower and two walk-in closets. There are also three additional bedrooms and a bonus room, a full bath, linen closet and laundry room to complete the second floor. An upgraded three car garage is great for storage, boat, or a gym. Outside enjoy fully sodded front & back yards with irrigation. Located 5 minutes from Porters Neck Area and convenient to downtown Wilmington, the Wilmington Airport and area beaches. Welcome to Indigo at Abbey Preserve. This Master planned gated community offers amenities such as a walking trail with fitness stations, private access to Abbey Preserve Nature along with an adjacent Pender County Park. *Photos are not of actual home.

Getting Around

13
WalkingCar-Dependent
0
TransitNo Nearby Transit
40
BikeSomewhat Bikeable

Schools

9/10
6/10
Topsail Middle SchoolGrades 5-87.4 mi
8/10
Topsail High SchoolGrades 9-127.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Other

  • Builder name: Mungo Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Cooktop,Built-In Microwave,Disposal,Dishwasher,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Pantry,Walk-in Shower,Gas Log,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Electric,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,491
  • Total interior livable area: 2,491 sqft

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 32713090270000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Irrigation System,Cluster Mailboxes
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 156 x 60 x 168 x 93

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,333$39,996
Home Insurance *$179$2,148
Property Taxes $302$3,624
Electricity $232$2,784
Total$4,046$48,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,720/yr
40% on housing$121,380/yr
45% on housing$107,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 28411$441
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28411$244
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-22Price change$659,303
2026-03-12Price change$665,273
2026-03-10Listed for sale$659,303

New Construction Spec

AgentRenee S Britt
BrokerageMungo Homes

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