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960 Rialto Lane, Ayden, NC, 28513

4beds
2baths
1,854sqft
$402,443
$217price/sqft
$2,735/moest. monthly cost
$109,400/yrincome needed

About This Home

Weymouth Plan. $10,000 builder incentive with use of First Point Home Loans to be applied towards closing costs, rate lock/buy down, or a credit at closing. Builder to also include a 1 year membership to Ayden Golf & Country Club with purchase of home. The foyer opens into a spacious kitchen and dining area, where a large island overlooks the great room. The kitchen features ''New Willow White'' quartz countertops, white shaker cabinets, ceramic picket tile backsplash, corner pantry, and stainless-steel appliances, including a microwave, dishwasher, and gas range. The spacious great room is anchored by a gas log fireplace with black granite surround and a mantel, and offers access to the rear grill patio through sliding glass doors. A mudroom is conveniently located off the garage entry. The primary suite showcases a tray ceiling with crown molding, and an en-suite bathroom with a dual quartz sink vanity, walk-in shower, garden tub, linen closet, and a generous walk-in closet. Two additional bedrooms off the foyer share a full hall bath, while a fourth bedroom near the primary suite is ideal for guests or a home office. Exterior highlights include low-maintenance vinyl siding with board and batten accents, dimensional roof shingles, and a covered front porch with a SW ''Dustblu'' door and smart keypad entry. Situated on a .49 acre homesite, this Energy Plus Certified home offers a three-car garage and a 1-2-10 in-house builder in-house warranty.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Ayden Elementary SchoolGrades PK-52.3 mi
4/10
Ayden Middle SchoolGrades 6-82.3 mi
4/10
Ayden-Grifton High SchoolGrades 9-123.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Other

  • Builder name: Caviness & Cates

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Built-In Microwave,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,Laundry Room

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedroom4

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Ceiling Fan(s),Pantry,Gas Log,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Flooring: LVT/LVP,Carpet
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,854
  • Total interior livable area: 1,854 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 93359
  • Zoning: N/A
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: See Remarks
  • Exterior features: Thermal Doors
  • Fencing: None
  • Has view: Yes
  • View description: Golf Course
  • Frontage type: Golf Course
  • Living area range: 1800 - 1999

Lot

  • Lot size: 0.45 Acres
  • Lot size dimensions: 0.45 acre

Parking

  • Total spaces: 3
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Drought
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Pitt County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,034$24,408
Home Insurance *$230$2,760
Property Taxes $271$3,252
Electricity $200$2,405
Total$2,735$32,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,771/yr
40% on housing$82,050/yr
45% on housing$72,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 28513$128
Pitt County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 28513$143
Pitt County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$402,443
2026-03-11Listed for sale$399,943

New Construction Spec

AgentHomer Tyre
BrokerageTyre Realty Group Inc.

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