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890 Vernie Kirk Rd, Pocahontas, TN, 38061

7beds
4baths
3,954sqft
$4,600,000
$1,163price/sqft
$29,714/moest. monthly cost
$1,188,560/yrincome needed

About This Home

Hunting Club w/ Lodge, 1,486± Surveyed Acres, 6,000± SqFt Fully-Furnished Cabin, 7 Bedrooms/4 Baths, Gas Logs in Living Room and Back Porch, Quartz Countertops, Cedar Locker Room, Gun Safe, Hot Tub, 6± Miles of Hatchie River Frontage, Established Interior Trails, 6 Separate Access Points, Ample Road Frontage, 5,600’± on Vernie Kirk Road, 3,550’± on Highway 57, 2,100’± on Peavine Road, 30+ Established Food Plots, 3 Developed Duck Holes, Shooting Houses, Box Blinds, Tree Stands, Deer/Turkey/Duck/Small Game. Multiple parcels combined to create 1486 total. Split between Hardeman and McNairy County

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
Ramer Elementary SchoolGrades PK-89.3 mi
4/10
McNairy Central High SchoolGrades 9-1214.3 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • 1 or More BR Down,2 Full Primary Baths,Other (See Remarks),Square Feet Source: AutoFill (MAARdata) or Public Records (Cnty Assessor Site)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Other (See REMARKS)
  • Cooling features: Other (See REMARKS)

Interior Area

  • Total interior livable area: 3,954 sqft

Living Room

  • Features: Separate Living Room

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 153016.03: $1,029 155003.02: $819 155003.00: $837 144003.00: $1,580 125009.00: $166

Features

  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Other (See REMARKS)
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Wood
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 1,486 Acres
  • Features: Wooded,Some Trees,Level,Other (See Remarks),Wooded Grounds
  • Lot size dimensions: 1486

Parking

  • Parking features: Other (See REMARKS)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Strong Wind
Tornado
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,260$279,120
Home Insurance $4,677$56,124
Property Taxes $1,456$17,472
Electricity $321$3,855
Total$29,714$356,568

Income You'd Need if You Spent...

35% on housing$1,018,765/yr
40% on housing$891,420/yr
45% on housing$792,373/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,163This listing

vs Other Active Listings

Avg $/sqft

ZIP 38061$80
McNairy County$104

vs Homes Sold Last Month

Median $/sqft

ZIP 38061
McNairy County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-01Listed for sale$4,600,000
2026-03-25Listing removed$4,600,000
2026-03-11Listed for sale$4,600,000

For Sale by Agent

AgentStephen S Martin
BrokerageSmall Town Hunting Properties

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