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540 W Ocean Heights Ave #B, Linwood, NJ, 08221

3beds
3baths
1,582sqft
$374,900
$237price/sqft
$2,813/moest. monthly cost
$112,520/yrincome needed

About This Home

Rare opportunity to own a 3-bedroom, 2.5-bath townhome in a highly desirable mainland location. This home offers a spacious layout with comfortable living and dining areas, second-floor laundry, central air, and gas heat. Conveniently located within walking distance to shopping, dining, banks, and everyday amenities, and within a highly regarded school district. A great opportunity to enjoy comfort and convenience in a prime location. Schedule your private showing today.

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

9/10
Seaview Elementary SchoolGrades PK-40.5 mi
8/10
Belhaven Middle SchoolGrades 5-81.1 mi
7/10

Construction

Condition

  • Year built: 1989

Materials

  • Construction materials: Cedar,Vinyl

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Gas Stove,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Kitchen Island
  • Flooring: Vinyl
  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,582
  • Total interior livable area: 1,582 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 3

Features

  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 1,582 sqft
  • Lot size dimensions: 1582

Parking

  • Parking features: Assigned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$144$1,728
Property Taxes $581$6,972
Electricity $193$2,318
Total$2,813$33,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,445/yr
40% on housing$84,390/yr
45% on housing$75,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 08221$252
Atlantic County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 08221$241
Atlantic County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$374,900

For Sale by Agent

AgentSALVADOR RODRIGUEZ-BLANCO
BrokerageSUPERIOR PROPERTIES

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