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2320 SW Bogue Chitto Rd, Smithdale, MS, 39664

4beds
2baths
2,432sqft
$499,500
$205price/sqft
$3,535/moest. monthly cost
$141,400/yrincome needed

About This Home

Nestled on a serene 21-acre parcel in the highly regarded West Lincoln School District, this meticulously crafted 2023 Sunshine manufactured home offers the perfect blend of modern luxury and rural tranquility in Lincoln County, Mississippi. Spanning approximately 2,432 sq ft, the 4-bedroom, 2-bath residence boasts an inviting open floor plan that seamlessly connects the living, dining, and kitchen areas--ideal for family gatherings and effortless entertaining. The gourmet kitchen shines with marble countertops, a striking granite island, abundant storage featuring soft-close drawers, matching stainless steel appliances, and convenient bartop seating looking into the kitchen from the living room. The expansive primary suite impresses with a massive walk-in closet and a spa-like bath complete with dual sinks, tile shower, garden tub, and hideaway commode, while the hall bath offers an oversized tub-shower combo and large vanity. Two spacious guest bedrooms feature walk-in closets, and the versatile fourth bedroom serves beautifully as a bedroom, craft room, or home office. The practical laundry area includes back door access for mudroom style access, space for an upright freezer, an oversized soaker sink, cabinets, and a hanging rod. Thoughtful upgrades include crown molding throughout, 9-foot ceilings, overhead ventilation, blinds on all windows, real home-style doors, and included washer and dryer. Complementing the home is a substantial 40' x 65' shop equipped with 12' insulated garage doors, plus dual 14' x 65' slabbed lean-tos on each side featuring soffited ceilings, recessed lighting, and outdoor fans--perfect for vehicles, equipment, projects, or shaded outdoor work. The shop's slab is pre-plumbed for a future bathroom addition or conversion to living quarters. The 21 acres of mostly open field include existing fencing and cross-fencing, ready for livestock, gardening, hay, or recreation, with scenic amenities including one pond along the road and a larger rear pond beautifully lined with cypress trees--ideal for fishing, wildlife, or peaceful views. Built with love as a cherished getaway, this move-in-ready property combines high-end finishes, practical outbuildings, and abundant private land for homesteaders, families, or anyone seeking space and serenity. Ideally located just north of McComb and just south of Brookhaven in Bogue Chitto, it offers easy access to nearby amenities while maintaining a peaceful, private retreat in southwest Mississippi. Don't miss this rare opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
West Lincoln SchoolGrades PK-125.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Architectural Shingles
  • Construction materials: Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Refrigerator,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,432 sqft

Property

Details

  • Parcel number: 65305017.02

Features

  • Levels: One
  • Stories: 1
  • Exterior features: See Remarks
  • Fencing: Cross Fenced

Lot

  • Lot size: 21 Acres

Parking

  • Total spaces: 3
  • Parking features: Detached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Inland Flooding
Ice Storm

FEMA Declared Disasters in Lincoln County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$547$6,564
Property Taxes $237$2,844
Electricity $226$2,713
Total$3,535$42,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,200/yr
40% on housing$106,050/yr
45% on housing$94,266/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 11.8%
11.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 39664$248
Lincoln County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 39664
Lincoln County$91

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Price change$499,500
2026-03-11Listed for sale$527,500

For Sale by Agent

AgentBlake Sasser
BrokerageSouthern Oaks RE Properties LLC

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