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75 Cove Ln, Ringgold, GA, 30736

3beds
3baths
1,763sqft
$279,900
$159price/sqft
$1,953/moest. monthly cost
$78,120/yrincome needed

About This Home

Move-In Ready June! The Manchester II, by Smith Douglas Homes, located in the desirable and growing Hillcrest Park community. This beautifully crafted new construction home in Ringgold, GA is a thoughtfully designed 3-bedroom, 2.5-bath home that blends modern style, comfort, and everyday functionality—perfect for today’s lifestyle. Step inside to discover an inviting open-concept floor plan that seamlessly connects the living room, dining area, and kitchen. The main level features durable luxury vinyl plank flooring, offering both style and easy maintenance while creating a warm, cohesive flow throughout the main living spaces. Additional windows throughout the home allow abundant natural light to fill each room, enhancing the spacious feel and welcoming atmosphere. The kitchen is a standout feature, ideal for both everyday living and entertaining. It showcases stainless steel appliances, upgraded 36-inch cabinetry, granite countertops, and a large center island that provides extra workspace and casual seating. Whether you’re preparing meals, hosting friends, or enjoying morning coffee, this kitchen offers both beauty and practicality. Just off the living area, step outside to your covered patio, the perfect spot for outdoor relaxation, grilling, or entertaining guests while enjoying the peaceful surroundings of Hillcrest Park. Upstairs, the private primary suite serves as a relaxing retreat featuring a spacious walk-in closet and a spa-inspired bathroom complete with a separate soaking tub and walk-in shower. Two additional bedrooms offer comfortable accommodations and share convenient access to a full secondary bathroom, making this layout ideal for families, guests, or a home office. Plush carpet flooring upstairs adds warmth and comfort to the private living spaces. Located in Ringgold, Georgia, Hillcrest Park offers convenient access to Chattanooga, shopping, dining, parks, and major commuter routes, making it an excellent choice for buyers seeking new homes in Ringgold GA with modern features and a prime location. Photos are representative of the Manchester II floor plan. Features, finishes, colors, and upgrades may vary. Seller incentives with use of preferred lender.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
8/10
Heritage Middle SchoolGrades 6-86.1 mi
7/10
Heritage High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: HardiPlank Type

Other

  • Builder name: Smith Douglas Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave
  • Laundry features: Laundry Room,Upper Level

Basement

  • Basement: None

Bedroom

  • Features: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Open Concept

Features

  • Entrance Foyer,High Ceilings 9 ft Main,High Ceilings 9 ft Upper
  • Window features: Insulated Windows
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,763
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,763
  • Total interior livable area: 1,763 sqft

Kitchen

  • Features: Cabinets Other, Stone Counters, Kitchen Island, Pantry, View to Family Room

Master Bathroom

  • Features: Separate Tub/Shower

Master Bedroom

  • Features: Other
  • Level: Other

Property

Accessibility

  • Accessibility features: None

Details

  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: None
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Features: Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$175$2,100
Property Taxes $144$1,728
Electricity $219$2,637
Total$1,953$23,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,960/yr
40% on housing$58,590/yr
45% on housing$52,080/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 30736$166
Catoosa County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 30736
Catoosa County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$309,545

New Construction Spec

AgentTRACY SANFORD
BrokerageSDC Realty, LLC.

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