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303 55th St, Holmes Beach, FL, 34217

4beds
5baths
3,356sqft
$4,375,000
$1,304price/sqft
$29,579/moest. monthly cost
$1,183,160/yrincome needed

About This Home

Brand new construction completed in 2026, luxury home in the heart of Holmes Beach on beautiful Anna Maria Island, just two blocks from the white-sand Gulf beaches. This fully professionally furnished 4-bedroom, 4.5-bath coastal retreat offers the perfect blend of modern design and island living. The open-concept floor plan features a spacious living area with high ceilings and abundant natural light, flowing seamlessly into a chef’s kitchen equipped with premium Thermador appliances, custom cabinetry, a large center island, and a convenient under-counter ice maker—perfect for entertaining family and guests. Each bedroom includes its own en-suite bath, providing privacy and comfort, while the additional half bath is ideal for visitors. Equipped with an elevator going from the ground floor to the beautiful rooftop deck. Professionally designed and sold turnkey furnished, this home is ready for immediate enjoyment or use as a luxury vacation rental. Owner will be listing it as a brand new short-term rental as well. Step outside to your private resort-style backyard oasis featuring a heated pool and spa, covered lounge area, and a custom putting green surrounded by tropical landscaping and turf along with a beautiful custom deck. Multiple outdoor entertaining spaces create the perfect setting for relaxing after a day at the beach. Located only a short stroll—approximately two blocks—from the Gulf of Mexico, this exceptional property offers easy access to pristine beaches, dining, and shopping while maintaining the privacy of a quiet island neighborhood. Whether you’re seeking a full-time residence, second home, or high-end investment property, this brand new Holmes Beach home delivers luxury, location, and the ultimate Anna Maria Island lifestyle.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

8/10
4/10
3/10
Manatee High SchoolGrades 9-127.5 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Ice Maker,Microwave,Washer,Wine Refrigerator
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: Second

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Family Room

  • Level: Second

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Coffered Ceiling(s),Elevator,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 5,879
  • Total interior livable area: 3,356 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Primary Bathroom

  • Level: Third

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third

Property

Details

  • Parcel number: 7213800001
  • Zoning: R2
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Lighting,Pool Alarm,Salt Water
  • Exterior features: Lighting,Permeable Paving,Private Mailbox,Private Yard
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Bay/Harbor - Partial,Gulf/Ocean - Partial
  • Has water view: Yes
  • Water view: Bay/Harbor - Partial,Gulf/Ocean - Partial

Lot

  • Lot size: 8,499 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $22,122$265,464
Home Insurance *$4,350$52,200
Property Taxes $2,770$33,240
Electricity $337$4,052
Total$29,579$354,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,014,137/yr
40% on housing$887,370/yr
45% on housing$788,773/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,304This listing

vs Other Active Listings

Avg $/sqft

ZIP 34217$750
Manatee County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 34217$831
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$4,375,000
2026-03-11Listed for sale$4,495,000

New Construction

AgentSean Sabbia
BrokerageRE/MAX ALLIANCE GROUP

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