




303 55th St, Holmes Beach, FL, 34217
About This Home
Brand new construction completed in 2026, luxury home in the heart of Holmes Beach on beautiful Anna Maria Island, just two blocks from the white-sand Gulf beaches. This fully professionally furnished 4-bedroom, 4.5-bath coastal retreat offers the perfect blend of modern design and island living. The open-concept floor plan features a spacious living area with high ceilings and abundant natural light, flowing seamlessly into a chef’s kitchen equipped with premium Thermador appliances, custom cabinetry, a large center island, and a convenient under-counter ice maker—perfect for entertaining family and guests. Each bedroom includes its own en-suite bath, providing privacy and comfort, while the additional half bath is ideal for visitors. Equipped with an elevator going from the ground floor to the beautiful rooftop deck. Professionally designed and sold turnkey furnished, this home is ready for immediate enjoyment or use as a luxury vacation rental. Owner will be listing it as a brand new short-term rental as well. Step outside to your private resort-style backyard oasis featuring a heated pool and spa, covered lounge area, and a custom putting green surrounded by tropical landscaping and turf along with a beautiful custom deck. Multiple outdoor entertaining spaces create the perfect setting for relaxing after a day at the beach. Located only a short stroll—approximately two blocks—from the Gulf of Mexico, this exceptional property offers easy access to pristine beaches, dining, and shopping while maintaining the privacy of a quiet island neighborhood. Whether you’re seeking a full-time residence, second home, or high-end investment property, this brand new Holmes Beach home delivers luxury, location, and the ultimate Anna Maria Island lifestyle.
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Block,Slab
- Roof: Metal
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Ice Maker,Microwave,Washer,Wine Refrigerator
- Laundry features: Laundry Room
Balcony Porch Lanai
- Level: Second
Bedroom2
- Features: Walk-In Closet(s)
- Level: Second
Bedroom3
- Features: Walk-In Closet(s)
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Level: Second
Family Room
- Level: Second
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Coffered Ceiling(s),Elevator,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Hardwood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Zoned
Interior Area
- Total structure area: 5,879
- Total interior livable area: 3,356 sqft
Kitchen
- Level: Second
Living Room
- Level: Second
Primary Bathroom
- Level: Third
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Third
Property
Details
- Parcel number: 7213800001
- Zoning: R2
- Special condition: None
Features
- Levels: Three Or More
- Stories: 3
- Private pool: Yes
- Pool features: Gunite,Heated,In Ground,Lighting,Pool Alarm,Salt Water
- Exterior features: Lighting,Permeable Paving,Private Mailbox,Private Yard
- Has spa: Yes
- Spa features: Heated,In Ground
- Has view: Yes
- View description: Bay/Harbor - Partial,Gulf/Ocean - Partial
- Has water view: Yes
- Water view: Bay/Harbor - Partial,Gulf/Ocean - Partial
Lot
- Lot size: 8,499 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Manatee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $22,122 | $265,464 |
| Home Insurance * | $4,350 | $52,200 |
| Property Taxes | $2,770 | $33,240 |
| Electricity | $337 | $4,052 |
| Total | $29,579 | $354,948 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $4,375,000 |
| 2026-03-11 | Listed for sale | $4,495,000 |
