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5507 Oglethorpe Dr #464, Sea Island, GA, 31561

7beds
8baths
7,865sqft
$4,250,000
$540price/sqft
$24,491/moest. monthly cost
$979,640/yrincome needed

About This Home

Blending classic southern architecture with extraordinary craftsmanship, Cottage 464 offers a rare opportunity to own one of the largest and highest lots on Sea Island. Encompassing nearly 8,000 square feet of elegance and livability, the home offers gracious proportions and timeless design elements throughout. Set on nearly an acre of lush landscaping and at one of the island's highest elevations, the property offers exceptional privacy and presence. With only two owners since 1989, Cottage 464 has been the setting for many special family gatherings and memories. Custom built by local developer Lucian Whittle as his final home, it was designed by renowned architect Lamar Webb and inspired by historic Beauvoir in Mississippi. Every detail of the construction from the expansive rooms, soaring ceilings, deep custom moldings, extensive built-ins, tremendous amount of storage space and traditional burnt tabby walls was overseen by both men at the height of their creativity and expertise. An elevator and central vacuum system add modem convenience, while nearly every room features custom cabinetry and bookcases, and all closets include thoughtfully designed storage systems. A tabby-walled courtyard complete with fairy lights and gas grill creates an inviting setting for relaxed gatherings. Cottage 464 also offers exceptional amenities for outdoor enthusiasts including boat storage and built-in storage for fishing poles and tackle in the three-car garage, a separate fish-cooking area with sink just off the main kitchen and a tabby-walled outdoor fish cleaning station that doubles as a dog wash. The grounds are beautifully landscaped with mature trees and specimen plantings, including rare matching Lady Palms framing the front and back driveway entrances. A dedicated well services the irrigation system and landscape lighting enhances both the front and rear gardens. This exceptional home in its tranquil setting was truly designed for entertaining and gracious living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Glynn Middle SchoolGrades 6-811.1 mi
10/10
Glynn AcademyGrades 9-1211.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Freezer,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Kitchen Island,Pantry,Ceiling Fan(s),Elevator,Fireplace,Cable TV
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 2
  • Fireplace features: Gas,Gas Starter,Great Room,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 7,865 sqft

Property

Details

  • Parcel number: 0500636
  • Zoning description: Residential

Features

  • Pool features: None
  • Patio & porch: Front Porch,Open,Patio
  • Exterior features: Outdoor Grill,Porch,Paved Driveway
  • Fencing: Decorative,Masonry,Metal,Wood,Partial
  • Has view: Yes
  • View description: Residential

Lot

  • Lot size: 0.93 Acres
  • Features: Subdivision,Landscaped
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 8
  • Parking features: Attached,Covered,Driveway,Underground,Garage Door Opener,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $21,490$257,880
Home Insurance *$396$4,752
Property Taxes $1,841$22,092
Electricity $764$9,169
Total$24,491$293,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$839,691/yr
40% on housing$734,730/yr
45% on housing$653,093/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 31561$1,722
Glynn County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 31561$2,384
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$4,250,000

For Sale by Agent

AgentPatrick Dunn
BrokerageSea Island Properties

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