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117 Hidden Treasure Dr, Georgetown, KY, 40324

3beds
2baths
1,384sqft
$319,900
$231price/sqft
$2,146/moest. monthly cost
$85,840/yrincome needed

About This Home

The Abaco features a beautifully designed open-concept floor plan that seamlessly blends comfort, functionality, and modern style. At the heart of the home is a spacious kitchen with a charming breakfast area, showcasing crisp white cabinetry, a center island, and elegant granite countertops. Luxury vinyl plank flooring extends throughout the home, creating a cohesive and low-maintenance living environment. The kitchen comes fully equipped with stainless steel appliances, including a range with an over-the-range microwave, dishwasher, and disposal, offering both convenience and contemporary appeal. The primary suite offers a private retreat with a generous walk-in closet and an ensuite bathroom featuring a walk-in shower. Two additional bedrooms and a second full bathroom provide flexible space for guests, family, or a home office. Additional highlights include a dedicated laundry room with washer and dryer hookups and a spacious two-car garage. Estimated completion August 2026.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
7/10
7/10
Scott County High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Dimensional Style,Shingle
  • Construction materials: HardiPlank Type,Vinyl Siding

Other

  • Builder model: Abaco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Microwave,Range
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Screens
  • Finished area below ground: 0
  • Finished area above ground: 1,384

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total structure area: 1,384
  • Total interior livable area: 1,384 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 16410022.080

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$136$1,632
Property Taxes $239$2,868
Electricity $154$1,850
Total$2,146$25,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,577/yr
40% on housing$64,380/yr
45% on housing$57,226/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$189
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$325,000

For Sale by Agent

AgentAlison Kawaja
BrokerageKeller Williams Commonwealth

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