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355 SILVER LILY Way, Saint Augustine, FL, 32092

4beds
3baths
2,246sqft
$553,990
$247price/sqft
$3,642/moest. monthly cost
$145,680/yrincome needed

About This Home

This beautiful home features 4 bedrooms and 3 baths, offering plenty of space for comfortable living. The spacious kitchen, with an optional gourmet upgrade, overlooks the dining area, creating an open and inviting space perfect for family gatherings and entertaining. The living room, with large windows, opens up to the lanai, bringing the outdoors in and offering a serene place to relax. The primary bedroom is a true sanctuary, complete with two walk-in closets and a large, luxurious primary bath. With thoughtful design and generous living spaces, this home is ideal for those seeking both functionality and style. Located on a Waterview lot. **Photos are representative of the Stonehurst floor plan.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10
Beachside High SchoolGrades 9-126.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Microwave,Tankless Water Heater

Bedroom2

  • Level: First
  • Area: 132
  • Dimensions: 11.00 x 12.00

Bedroom3

  • Level: First
  • Area: 120
  • Dimensions: 10.00 x 12.00

Bedroom4

  • Level: First
  • Area: 130
  • Dimensions: 13.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Entrance Foyer,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Concrete,Tile

Great Room

  • Level: First
  • Area: 285
  • Dimensions: 19.00 x 15.00

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,715
  • Total interior livable area: 2,246 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 12.00 x 10.00

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First
  • Area: 240
  • Dimensions: 15.00 x 16.00

Other

  • Level: First
  • Area: 120
  • Dimensions: 12.00 x 10.00

Other

  • Level: First
  • Area: 144
  • Dimensions: 18.00 x 8.00

Property

Details

  • Parcel number: 0279723630
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 2
  • Patio & porch: Porch,Screened

Lot

  • Lot size: 7,840 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,801$33,612
Home Insurance *$269$3,228
Property Taxes $346$4,152
Electricity $226$2,712
Total$3,642$43,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,868/yr
40% on housing$109,260/yr
45% on housing$97,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 32092$221
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32092$217
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$549,990
2026-05-06Price change$553,990
2026-04-14Price change$549,990
2026-04-07Price change$553,990
2026-03-21Price change$549,990
2026-03-11Listed for sale$574,990

New Construction

AgentNANCY PRUITT
BrokerageOLYMPUS EXECUTIVE REALTY, INC

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