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610 Heart Pine Avenue, Wilmington, NC, 28411

4beds
3baths
2,059sqft
$579,722
$282price/sqft
$3,553/moest. monthly cost
$142,120/yrincome needed

About This Home

This Bates II plan features four bedrooms and two bathrooms and a three-car garage. Enter through the front door and continue down the hallway to an open great room, eat-in, and kitchen. A kitchen island allows for more seating overlooking the great room. The great room showcases a boxed ceiling, fireplace and access to the covered porch. The primary suite is at the back of the house away from the secondary bedrooms for added privacy. Two secondary bedrooms are at the front of the house share a hall bathroom. A second story provides even more space a spacious guest suite. Additional options included in this home a gourmet kitchen with gas cooktop, wall ovens and upgraded cabinetry.

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

9/10
6/10
Topsail Middle SchoolGrades 5-87.4 mi
8/10
Topsail High SchoolGrades 9-127.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Other

  • Builder name: Mungo Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Gas Cooktop,Built-In Microwave,Disposal,Dishwasher,Tankless Water Heater
  • Laundry features: Laundry Room

Bedroom2

  • Level: Second

Bedroom3

  • Level: First

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Nook

  • Level: First

Family Room

  • Level: First

Features

  • Master Downstairs,Walk-in Closet(s),High Ceilings,Entrance Foyer,Solid Surface,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: LVT/LVP,Carpet,Tile
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,059
  • Total interior livable area: 2,059 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 32713083710000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Open,Covered,Porch
  • Exterior features: Irrigation System
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2000 - 2199

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Concrete,Garage Door Opener,On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Inland Flooding
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,931$35,172
Home Insurance *$157$1,884
Property Taxes $265$3,180
Electricity $200$2,405
Total$3,553$42,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,817/yr
40% on housing$106,590/yr
45% on housing$94,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 28411$441
Pender County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 28411$244
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$657,919
2026-03-11Listed for sale$649,384

New Construction Spec

AgentRobert Dove
BrokerageMungo Homes

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