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308 Century Farm Dr, Union, MO, 63084

4beds
3baths
2,539sqft
$376,693
$148price/sqft
$2,635/moest. monthly cost
$105,400/yrincome needed

About This Home

McBride Homes’ Hermitage II 4BR, 2.5BA 2-story home is ready this summer! Walkout homesite! A dedicated dining and office space, and dual-zoned HVAC, provide ample space for the entire family. Highlights include wood laminate flooring throughout the main level and a bright family room with a window wall. The kitchen has a large island, level 4 Brellin White cabinets, quartz countertops, a pantry & stainless-steel GE appliances. Upstairs, the primary suite has a large walk-in closet & private bath w/tub and a large window, walk-in shower, & double sink vanity. Three additional bedrooms & hall bath add convenience. Extras include main floor powder and laundry rooms and lower level ¾ bath rough-in. Valley View Farms offers beautiful new homes in Union, MO with easy access to shopping, dining, schools, and I-44 for convenient everyday living in Franklin County. Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Similar photos shown.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
Central Elementary SchoolGrades PK-52.7 mi
9/10
Union Middle SchoolGrades 6-83.1 mi
5/10
Union High SchoolGrades 9-123.8 mi

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Oven,Electric Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom

  • Level: Upper
  • Area: 130
  • Dimensions: 10x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Family Room

  • Level: Main
  • Area: 272
  • Dimensions: 16x17

Features

  • Breakfast Room,Ceiling Fan(s),Entrance Foyer,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Separate Dining,Tub,Walk-In Closet(s)
  • Finished area above ground: 2,539

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,539 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Primary Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 14x15

Property

Details

  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,904$22,848
Home Insurance *$309$3,708
Property Taxes $229$2,748
Electricity $193$2,326
Total$2,635$31,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,342/yr
40% on housing$79,050/yr
45% on housing$70,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 63084$150
Franklin County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 63084$168
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$376,693
2026-03-12Listed for sale$391,693

New Construction Spec

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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