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4760 139th Ave NE, Ham Lake, MN, 55304

5beds
5baths
5,189sqft
$1,799,900
$347price/sqft
$12,042/moest. monthly cost
$481,680/yrincome needed

About This Home

Stonegate Builders presents the Nokomis floorplan. APPROXIMATE COMPLETION DATE LATE SUMMER 2026! Featuring 5 bedrooms / 5 bathrooms / 4 car garage, including gourmet kitchen, luxury owners' bath, 10' ML ceilings, insulated/heated garage, vaulted sunroom, low maintenance grill deck, athletic court, wet bar, 8' interior doors, custom cabinets, main and lower level fireplaces, black Andersen windows, and more. Meticulous attention to detail in fit and finishes. This home is nestled on a quiet street on a 1.22 acre lot in the new ELWELL FARMS development. Elwell Farms is a beautifully designed community spanning over 515 acres, bordering Carlos Avery Wildlife Management Area. With 106 homesites, there are diverse options for you to build the home of your dreams, in your dream setting. Elwell Farms offers private, luxury, acreage homesites with community amenities such as activities park, pickleball and basketball courts, wilderness trails, pool and clubhouse, fishing pier and more! ASK ABOUT EARLY START BUILDER/LENDER INCENTIVE - AVAILABLE FOR A LIMITED TIME!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
6/10
Roosevelt Middle SchoolGrades 6-85.4 mi
7/10
Blaine Senior High SchoolGrades 9-125.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle

Other

  • Builder name: GONYEA HOMES AND REMODELING & STONEGATE BUILDERS

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Other,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Laundry Room,Sink,Upper Level

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Finished,Full,Concrete,Storage Space,Sump Pump,Tile Shower,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Exercise Room

  • Level: Lower
  • Area: 210
  • Dimensions: 14x15

Features

  • Number of fireplaces: 2
  • Fireplace features: Circulating,Family Room,Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,777
  • Finished area above ground: 3,412

Flex Room

  • Level: Main
  • Area: 130
  • Dimensions: 10x13

Game Room

  • Level: Lower
  • Area: 264
  • Dimensions: 12x22

Garage

  • Level: Main
  • Area: 1075
  • Dimensions: 43x25

Great Room

  • Level: Main
  • Area: 255
  • Dimensions: 15x17

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 5,189
  • Total interior livable area: 5,189 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Loft

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Mud Room

  • Level: Main
  • Area: 66
  • Dimensions: 11x6

Other

  • Level: Lower
  • Area: 357
  • Dimensions: 17x21

Other

  • Level: Lower
  • Area: 60
  • Dimensions: 10x6

Other

  • Level: Main
  • Area: 24
  • Dimensions: 6x4

Recreation Room

  • Level: Lower
  • Area: 221
  • Dimensions: 13x17

Sun Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: TBD
  • Zoning description: Residential-Single Family
  • Foundation area: 1947

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Outdoor Pool,Shared
  • Patio & porch: Covered,Deck,Front Porch,Porch
  • Fencing: None

Lot

  • Lot size: 1.22 Acres
  • Features: Sod Included in Price
  • Lot size dimensions: 190 x 200 x 190 x 213

Parking

  • Total spaces: 4
  • Parking features: Attached,Asphalt,Electric,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$1,095$13,140
Property Taxes $1,409$16,908
Electricity $437$5,251
Total$12,042$144,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$412,868/yr
40% on housing$361,260/yr
45% on housing$321,120/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$347This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$203
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$1,774,900
2026-03-12Listed for sale$1,749,900

New Construction

AgentRoddy MacDonald
BrokerageEdina Realty, Inc.

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