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206 Cardinal Dr #679, New London, NC, 28127

1beds
1baths
408sqft
$179,900
$441price/sqft
$1,281/moest. monthly cost
$51,240/yrincome needed

About This Home

Looking for your dream home at Badin Lake we have a cozy newly remodeled park model with updated appliances, washer & dryer combo, newer rook, screen porch and open back deck nice shady yard with fire pit sitting area, some lake view. This place needs nothing it is so cute and ready to go. Ship-lap walls with beautiful wooden beam makes you feel like you are in a resort, modern lights thru out very nicely decorated and interior designs were done on this one. Roof was updated 2023, along with windows, stainless steel appliances and combo washer & dryer included.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Troy ElementaryGrades PK-216.1 mi
6/10
West MiddleGrades 6-815.6 mi
7/10
Montgomery Learning AcademyGrades 6-1216.1 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 408

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 408
  • Total interior livable area: 408 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 666313222564
  • Zoning: RV
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Deck,Screened

Lot

  • Lot size: 0.08 Acres
  • Features: Cleared
  • Lot size dimensions: 40 x 86 x 40 x 88

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Hail
Hurricane
Lightning
Winter Weather

FEMA Declared Disasters in Montgomery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$86$1,032
Property Taxes $86$1,032
Electricity $200$2,405
Total$1,281$15,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,920/yr
40% on housing$38,430/yr
45% on housing$34,160/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$441This listing

vs Other Active Listings

Avg $/sqft

ZIP 28127$172
Montgomery County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 28127$200
Montgomery County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-23Price change$179,900
2026-05-31Price change$189,000
2026-03-12Listed for sale$199,000

For Sale by Agent

AgentPatty Edwards
BrokeragePatty Edwards Realty

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