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7103 W 185th Ter, Overland Park, KS, 66085

5beds
6baths
4,096sqft
$1,500,000
$366price/sqft
$10,011/moest. monthly cost
$400,440/yrincome needed

About This Home

The Silverstone II by JW Thomas - Lot 17 in Walnut Reserve, the newest luxury community in Overland Park! Construction is beginning soon, with an estimated completion in 2027. This beautiful reverse 1.5-story home backs to extensive green space on a walk-out lot. Step inside to a spacious, light-filled home featuring designer finishes throughout. The gourmet kitchen is complete with a 10' island, built-in SS appliances, a prep kitchen, pantry, produce drawers, an oversized refrigerator, and a bar. Custom cabinetry provides both beauty and functionality throughout the space. The open-concept living area showcases stunning vaulted ceilings with beams and flows effortlessly to a covered back deck with a fireplace overlooking the backyard. The primary suite offers a private retreat with an expansive walk-in closet featuring built-in island and convenient pull-down racks. The spa-inspired primary bath includes a soaking tub that opens to the bedroom space with its own fireplace. The finished lower level is designed for both comfort and entertainment, featuring a built-in bar and e-fireplace. Step outside to the covered patio where you can unwind while overlooking the serene greenspace. 3 additional bedrooms and 2 full bathrooms with the option to convert one to a media room or home gym if you choose. Extra-spacious 3-car garage. The perfect blend of craftsmanship and serenity in the Blue Valley School District, with easy highway access. Don’t miss the opportunity to make it yours!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
12
BikeSomewhat Bikeable

Schools

7/10
8/10
10/10
Blue Valley High SchoolGrades 9-123.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame,Stucco

Other

  • Builder model: Silverstone II
  • Builder name: JW Thomas

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Exhaust Fan,Microwave
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Radon Mitigation System,Sump Pump,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 3
  • Fireplace features: Basement,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,829
  • Finished area above ground: 2,267

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 4,096
  • Total interior livable area: 4,096 sqft

Property

Details

  • Parcel number: 1F2514313024

Lot

  • Lot size: 0.54 Acres
  • Features: Adjoin Greenspace,Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Hail
Heat Wave
Inland Flooding
Tornado
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,584$91,008
Home Insurance *$700$8,400
Property Taxes $1,400$16,800
Electricity $327$3,924
Total$10,011$120,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$343,234/yr
40% on housing$300,330/yr
45% on housing$266,960/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 66085$285
Johnson County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 66085$268
Johnson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$1,500,000

New Construction Spec

AgentDebbie Fleet
BrokerageWeichert, Realtors Welch & Co.

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