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133 Birdie Watson Rd, Rutherfordton, NC, 28139

2beds
2baths
1,008sqft
$165,000
$164price/sqft
$1,179/moest. monthly cost
$47,160/yrincome needed

About This Home

Tucked away in a quiet, private setting just minutes from downtown Rutherfordton, this single-wide manufactured home sits on 2.08 acres of usable land and offers a great opportunity for the right buyer. The home does need some cosmetic TLC, but with a little work, it could make an excellent rental property, flip, or affordable primary residence. The property provides plenty of space and privacy while still being convenient to local shopping, restaurants, and everyday amenities in Rutherfordton. With over two acres, there’s room for a garden, additional outbuildings, or simply enjoying the peaceful rural surroundings. Whether you're an investor looking for your next project or a buyer wanting land and a home at an affordable price, this property is worth checking out!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
R-S Middle SchoolGrades 6-86.7 mi
4/10
R-S Central High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: None
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,008

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,008
  • Total interior livable area: 1,008 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 1633864973
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 2.08 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Rutherford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$60$720
Property Taxes $85$1,020
Electricity $200$2,405
Total$1,179$14,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,422/yr
40% on housing$35,370/yr
45% on housing$31,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 28139$195
Rutherford County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 28139$192
Rutherford County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$165,000

For Sale by Agent

AgentChris St Clair
BrokerageSt. Clair Home and Land Compan

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