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1009 Suwannee Dr Lot 2, Rosemary Beach, FL, 32461

3beds
3baths
2,025sqft
$879,080
$434price/sqft
$5,098/moest. monthly cost
$203,920/yrincome needed

About This Home

Welcome to the Colt by Huff Homes, located in the newly released Arborview Park phase of Watersound Origins near the entrance of the community at West Bay Parkway and Highway 98. Situated on a homesite with a waterview, this single-level home offers approximately 1,610 square feet of living space with 3 bedrooms, 2 full baths, a half bath and a 2-car garage. The floor plan features an open living, dining, and kitchen layout with direct access through french doors to a rear screened porch overlooking a retention pond. The primary suite is positioned privately at the rear of the home and includes a larger custom walk-in closet and private bath with tiled shower and quartz vanity. Two additional bedrooms and a full bath are located along the front hallway. Interior features include 10-foot ceilings, crown molding in main living areas, quartz countertops in kitchen and baths, upgraded stainless steel Bosch appliances with gas range complimented with an exhaust vent hood, luxury vinyl plank flooring throughout, and wood cabinetry with soft-close drawers. Exterior construction includes cement fiber siding, heirloom brick porch accents, decorative shutters, and professional landscaping with irrigation. Residents of Watersound Origins enjoy access to the Origins Golf Course, Village Commons pool and fitness center, sports courts, trails, and Watersound Town Center located within the community. Estimated completion is: end-June 2026.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-53.5 mi
8/10
8/10
South Walton High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Roof: Shake,Roof Pitched
  • Construction materials: Brick,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range Hood,Tankless Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 143.75
  • Dimensions: 12.5 x 11.5

Bedroom

  • Level: Second
  • Area: 182.25
  • Dimensions: 13.5 x 13.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Area

  • Level: First
  • Area: 147
  • Dimensions: 10.5 x 14

Features

  • Crown Molding,Vaulted Ceiling(s),Kitchen Island,Recessed Lighting,Newly Painted,Pantry,Shelving,Woodwork Painted
  • Flooring: Vinyl
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Foyer

  • Level: First
  • Area: 52
  • Dimensions: 6.5 x 8

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,025
  • Total interior livable area: 2,025 sqft

Living Room

  • Level: First
  • Area: 288
  • Dimensions: 16 x 18

Master Bedroom

  • Level: First
  • Area: 189
  • Dimensions: 14 x 13.5

Screened Porch

  • Level: First
  • Area: 232
  • Dimensions: 14.5 x 16

Property

Details

  • Parcel number: 153S18161000000020
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 7,150 sqft
  • Features: Interior Lot
  • Lot size dimensions: 55' x 130' x 55' x 130'

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,445$53,340
Home Insurance *$92$1,104
Property Taxes $358$4,296
Electricity $203$2,445
Total$5,098$61,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,788/yr
40% on housing$152,940/yr
45% on housing$135,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$732
Walton County$484

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$886,555
2026-04-27Price change$881,955
2026-03-13Listed for sale$877,640

For Sale by Agent

AgentBuilder Services
BrokerageWatersound Real Estate

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