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126 A Cres #428, Paris, MS, 38949

5beds
3baths
3,527sqft
$825,000
$234price/sqft
$5,693/moest. monthly cost
$227,720/yrincome needed

About This Home

Welcome to this beautiful 3,527 sq. ft. custom-built home offering 5 bedrooms, 3 full bathrooms, and the perfect blend of comfort, space, and country living. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating an inviting space ideal for entertaining or everyday family life. The home features two bedrooms on the main level, including the primary suite, with three additional bedrooms upstairs. Situated on 3.95 scenic acres, the property also includes a 2018-built metal shop complete with a one-bedroom, one-bath living quarters, making it perfect for guests, extended family, or a home office, while still providing ample storage space. Relax on the private covered back porch featuring a cozy fireplace and enjoy the peaceful surroundings. Outdoor enthusiasts will appreciate the abundance of deer and turkey, along with a small pond that enhances the beauty and recreational appeal of this exceptional property.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
Lafayette Middle SchoolGrades 7-812.3 mi
7/10
Lafayette High SchoolGrades 9-1212.4 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Electric Range,Vented Exhaust Fan,Electric Water Heater
  • Laundry features: W/D Hook Up

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Electric

Features

  • Pantry,Ceiling Fan(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total structure area: 3,527
  • Total interior livable area: 3,527 sqft

Property

Details

  • Zoning: A-2
  • Zoning description: LAFAYETTE

Features

  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 3.95 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Lightning
Strong Wind
Earthquake
Hail
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Lafayette County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$838$10,056
Property Taxes $357$4,284
Electricity $327$3,935
Total$5,693$68,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,188/yr
40% on housing$170,790/yr
45% on housing$151,813/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 38949$152
Lafayette County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 38949$106
Lafayette County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$820,000
2026-07-03Listed for sale$825,000
2026-06-24Listing removed$795,000
2026-03-13Listed for sale$795,000

For Sale by Agent

AgentTim Phillips
BrokerageCrye-Leike Oxford Real Estate

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