881 Route 402, Westerlo, NY, 12193
About This Home
** Reduced!** Newer style Cedar Log home offers single level living, 3 bedrooms, a wonderful open floor plan with cathedral ceilings in the kitchen and living areas; nice sized living room with a wood burning stove for those chilly evenings, hardwood and Vermont slate flooring, ceramic tiled bath with oversized, tiled step-in shower (w/glass doors). There is a full, partially finished, walk-out basement with access to the attached, oversized garage. The barn is equipped with electric, water, laundry hookups and partial bath which makes it perfect for use as a workshop, storage space or, with a little work, even a private place for your guests! Additional features include: the fenced yard with storage shed and an oil-fired furnace to keep things warm. You'll have direct access from the living room to the fenced area, with patio, for ease of entertaining and letting the dogs and kids out without worry. This home is only 17 years young and is situated on 6.9 rolling private, peaceful acres with the 8 Mile Creek running through and mountain views.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2009
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt,Shingle
- Construction materials: Cedar,Log
Type & Style
- Home type: SingleFamily
- Architectural style: Log
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Refrigerator,Electric Water Heater,Dishwasher,Cooktop,Built-In Electric Oven
- Laundry features: Other
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Walk-Out Access,Walk-Up Access
Bathroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Open Floorplan,Primary Downstairs,Recreation Room,Stone Counters,Storage
- Door features: Storm Door(s)
- Window features: Double Pane Windows,Insulated Windows,Wood Frames
- Flooring: Ceramic Tile,Hardwood,Slate
- Finished area below ground: 400
- Finished area above ground: 1,030
Game Room
- Level: Basement
Heating
- Heating features: Forced Air,Oil,Wood Stove
Interior Area
- Total structure area: 1,430
- Total interior livable area: 1,430 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Other
- Level: First
Other
- Level: First
Other
- Level: Second
Other
- Level: First
Property
Details
- Parcel number: 013800 16217.113
- Zoning: Residential 1 f
- Special condition: Standard
- Other equipment: Satellite Dish
Features
- Levels: One
- Stories: 1
- Entry location: Basement
- Patio & porch: Patio,Porch
- Exterior features: Dog Run,Lighting,Private Yard
- Fencing: Chain Link,Partial
- Has view: Yes
- View description: Creek/Stream,Mountain(s),Rural,Trees/Woods
- Has water view: Yes
- Water view: Creek/Stream
- On waterfront: Yes
- Waterfront features: Creek
- Waterbody name: 8 Mile Creek
Lot
- Lot size: 6.90 Acres
- Features: Cleared,Few Trees,Level,Private,Secluded,Sloped
- Lot size dimensions: 294 x 902 x 1190 x
Parking
- Total spaces: 8
- Parking features: Circular Driveway,Off Street,Gravel,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Landslide
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,199 | $26,388 |
| Home Insurance * | $186 | $2,232 |
| Property Taxes | $616 | $7,392 |
| Electricity | $246 | $2,954 |
| Total | $3,247 | $38,964 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $460,000 |
| 2026-03-13 | Listed for sale | $495,777 |
For Sale by Agent
View on Zillow