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318 Cathy Dr, Lakeland, FL, 33815

1beds
1baths
0sqft
$8,900
--price/sqft
$253/moest. monthly cost
$10,120/yrincome needed

About This Home

MORE INTERIOR PICS COMING SOON..... SELLERS ARE ANXIOUS to sell their well-kept home! This home is located in a wonderful 55+ gated community with very friendly neighbors! The lot rent is $831 and includes water, lawn mowing and the use of the amenities! Some of the amenities include the use of heated pool, shuffleboard, bingo, billiards, darts, cards and arts and crafts just to name a few! The roof on this home is is membrane and is only 3 years old! The central AC/heat unit runs very efficiently.... The home was treated for termites in 2022 and the sellers haven't had any issues with them since. Rubber mulch was placed around the home to deter the termites as well. The home has Pex pipe. At the back of the home is a nice size covered patio along with a covered patio with a HOT TUB where you can sit and relax your muscles!!! The hot tub is called a (plug and play) so you don't have to run it full time if you don't want to. The attached carport has lots of room to park your vehicles. At the back of the carport you will find a nice size storage shed to store your things! Also, in the shed you will find the washer and dryer along with the hot water heater. There is an additional covered porch at the front of the home as well! Step into this home and find a Florida room which makes the perfect sitting room, craft room, guest room, office or whatever you wish to make it! Step into the home from the Florida room and find the living room and kitchen which are both open to each other making this a great home for entertaining. The kitchen was updated at one time and the sellers added a dishwasher! This makes the home great for entertaining! As you head down the hallway and toward the back of the home you will find a couple of closets giving you more storage. The main bathroom has a tub/shower combo and the bedroom is nice in size and could easily accommodate a king size bed if needed. All of the flooring in the home was replaced in 2017 with plywood along with laminated flooring over the top throughout the home! There are plenty of windows in the home allowing plenty of natural light in! The average electric bill only runs around $75-$100 a month depending on usage. COME TAKE A LOOK AT THIS HOME TODAY!!!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

1/10
Kathleen Middle SchoolGrades 6-85.8 mi
3/10
Kathleen Senior High SchoolGrades PK,9-121.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area above ground: 576

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 576

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 831

Features

  • Stories: 1
  • Patio & porch: Patio,Covered Porch,Enclosed Porch

Lot

  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $45$540
Home Insurance *$6$72
Property Taxes $5$60
Electricity $197$2,366
Total$253$3,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$8,674/yr
40% on housing$7,590/yr
45% on housing$6,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33815$36
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33815$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Price change$10,900
2026-03-13Listed for sale$12,900

For Sale by Agent

AgentJody Jordan
BrokerageMidstate Mobile Home Sales, LLC.

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