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1621 Chatham Ridge Ct, Westfield, IN, 46074

5beds
7baths
7,779sqft
$3,650,000
$469price/sqft
$23,070/moest. monthly cost
$922,800/yrincome needed

About This Home

The perfect home on the perfect walkout lot with a golf course view of 16 green plus at the end of a culdesac in Chatham what else could you ask for. 2 story great room overlooks the breathtaking views with expansive windows and a front entrance with a mono-stringer open contemporary stair system with a large wall of windows looking out to the front yard. 12' basement and 12' first floor ceilings with 20' tall great room and foyer. Primary suite has access to the upper deck which has a an outdoor kitchen, TV, fireplace, ceiling heaters and automatic Phantom Screens great for entertaining anytime of the year. Custom features like specialty trim, quartz counters, high end appliances, custom tile in all showers and baths, cabinetry, theatre/golf simulator room in basement, and much more. 5 total bedrooms and room to add more if desired, also on second floor a loft, laundry and bonus room, there is plenty of space to spread out in the 7132 finished sq foot home. The exterior will be a mix of stone, brick, aluminum and LP siding. Plans for an outdoor firepit area. If desired, a small swimming pool can be added. Still time to make all your selections but we are moving fast so don't delay! We feel this is the best lot in Chatham and you must drive out to see.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
9/10
Westfield Middle SchoolGrades 7-82.7 mi
10/10
Westfield High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Aluminum Siding,Brick,Cement Siding,Wood Siding,Stone

Other

  • Builder name: Rise Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Refrigerator,Tankless Water Heater,Water Purifier,Water Softener Owned
  • Laundry features: Main Level,Upper Level,Sink

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Finished,Walk-Out Access

Bedroom2

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Bedroom3

  • Level: Upper
  • Area: 195
  • Dimensions: 13x15

Bedroom4

  • Level: Upper
  • Area: 221
  • Dimensions: 13x17

Bedroom5

  • Level: Basement
  • Area: 196
  • Dimensions: 14x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Double Vanity,Hardwood Floors,High Speed Internet,Pantry,Sauna,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Outside
  • Fireplace: Yes
  • Finished area below ground: 2,957

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 7,779
  • Total interior livable area: 7,779 sqft

Master Bedroom

  • Level: Main
  • Area: 306
  • Dimensions: 18x17

Property

Details

  • Parcel number: 290513005038000015
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Deck,Patio,Screened
  • Exterior features: Balcony,Gas Grill,Fire Pit,Outdoor Kitchen,Sprinkler System
  • Has view: Yes
  • View description: Golf Course,Trees/Woods

Lot

  • Lot size: 0.35 Acres
  • Features: City Lot,Cul-De-Sac,Gated Community,On Golf Course,Sidewalks,Storm Sewer,Street Lights,Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $18,456$221,472
Home Insurance *$1,255$15,060
Property Taxes $2,646$31,752
Electricity $713$8,557
Total$23,070$276,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$790,971/yr
40% on housing$692,100/yr
45% on housing$615,200/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$469This listing

vs Other Active Listings

Avg $/sqft

ZIP 46074$219
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46074$186
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$3,650,000
2026-04-08Listing removed$3,690,000
2026-03-13Listed for sale$3,690,000

New Construction

AgentLance Cleland
BrokerageThe Agency Indy

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