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20 Sherwood Dr, Commerce, GA, 30529

5beds
4baths
0sqft
$391,016
--price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

If you've been searching for a 5-bedroom 4 bathroom home in Commerce, GA, 20 Sherwood Drive is one you'll want to see. This home features the spacious Austin plan, offering 5 bedrooms and 4 bathrooms with a layout that feels both comfortable and flexible for everyday living. The main level is designed for real life. An open kitchen and living area create an easy flow for gatherings, family time, or quiet evenings at home. The kitchen features Ivory 42" soft-close cabinets, granite countertops, stainless steel appliances, and a large island that naturally becomes the heart of the home. Just off the living space, the linear electric fireplace adds a modern touch while still creating a warm and cozy atmosphere. One of the most practical features of this home is the main-level bedroom-perfect for guests, in-laws, or a private office space. Upstairs, the home opens up with the primary suite and additional bedrooms, giving everyone their own space while still feeling connected. The primary bedroom offers a comfortable retreat at the end of the day, while the additional bedrooms provide flexibility for family, work-from-home needs, or hobbies. Located in Commerce, this home offers a quiet neighborhood setting while still being convenient to shopping, schools, and major roads. If you're looking for space, flexibility, and a home that feels welcoming from the moment you walk in, 20 Sherwood Dr, is definitely worth a closer look. **Interior Stock Photos being used**

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

--
Commerce Primary SchoolGrades PK-22.1 mi
7/10
Commerce Middle SchoolGrades 5-82.6 mi
7/10
Commerce High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Other

  • Builder name: Peachtree Building Group

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Oven/Range (Combo)
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Ceilings,Other,Vaulted Ceiling(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 0
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Kitchen Island,Pantry

Property

Details

  • Parcel number: 020J 001

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None

Lot

  • Lot size: 0.38 Acres
  • Features: Private

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,977$23,724
Home Insurance *$191$2,292
Property Taxes $257$3,084
Electricity $219$2,637
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30529$132
Jackson County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 30529$187
Jackson County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$391,016

New Construction Spec

AgentStephanie Kim
BrokeragePBG Built Realty

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