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784 Moorings Cir, Stevensville, MD, 21666

2beds
3baths
2,074sqft
$659,900
$318price/sqft
$4,269/moest. monthly cost
$170,760/yrincome needed

About This Home

This beautifully maintained 2-bedroom, 3-bath home is located in a desirable 55 community and offers comfort, style, and convenience. Enter through a charming courtyard into a bright, open floor plan featuring cathedral ceilings and a spacious great room with a gas fireplace, perfect for relaxing or entertaining. The kitchen features granite countertops, ample cabinetry, and flows seamlessly into the main living area. The main-level primary suite provides a peaceful retreat with two walk-in closets and a private bath. Additional highlights include a 2-car garage and many upgrades throughout the home. Residents enjoy access to a community pool and recreation center, creating an active an welcoming neighborhood atmosphere. Conveniently located minutes from the Bay Bridge, the home offers easy access to golf courses, public parks, scenic walking paths, waterfront restaurants, and the Chesapeake Bay.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
7/10
Matapeake Middle SchoolGrades 6-80.8 mi
5/10
Kent Island High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Crawl Space
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,074

Heating & Cooling

  • Heating features: Heat Pump,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,074
  • Total interior livable area: 2,074 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1804125859
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size: 2,074 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$246$2,952
Property Taxes $406$4,872
Electricity $281$3,374
Total$4,269$51,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,365/yr
40% on housing$128,070/yr
45% on housing$113,840/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$318This listing

vs Other Active Listings

Avg $/sqft

ZIP 21666$285
Queen Anne's County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 21666$266
Queen Anne's County$235

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$659,900

For Sale by Agent

AgentDeb Trombley
BrokerageCore Partners Realty LLC

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