16812 Cottage Shores Dr Unit 3, Spring Lake, MI, 49456
About This Home
Your Waterfront Dream Awaits at Cottage Shores! Are you ready to trade the daily grind for life at the lake? Welcome to Cottage Shores, an exclusive new 9-home condo community nestled on the serene waters of Smith Bayou and Spring Lake. This isn't just a home; it's an all-access pass to the ultimate Michigan lifestyle. Every residence at Cottage Shores is designed for those who love the water. Your new lifestyle includes: • Your Own Boat Slip: Each home comes with a dedicated 40' dock. • Sandy Toes & Sunsets: Enjoy a shared sandy beach swim area and cozy firepits set within an acre of lush, open green space. • Maintenance-Free Living: Forget the mower and the snowblower! Landscaping, irrigation, dock maintenance, and snow removal are all handled for you. With association fees estimated at less than $300/mo, you get to spend your time on the boat, not on chores. Custom-Built Excellence: Your home should be as unique as your lifestyle. Each stand-alone residence is masterfully crafted by the award-winning Baumann Building, Inc. Starting at 1,968 sq. ft. with a two-stall garage. " Total Creative Control: Need a first-floor primary suite? A dedicated home office or a flexible guest wing? We will design and build the exact layout you've been dreaming of. " The Perfect Location: Situated on the quiet, no-wake waters of Smith Bayou, you have a safe haven for kayaking and paddleboarding right in your backyard. When you're ready for more speed, you are just minutes away from all-sports Spring Lake, the Grand River, and the majestic Lake Michigan. Everything is at your fingertips: " Adventure: Access the local bike path right at our entrance--perfect for trekking into Grand Haven or Spring Lake. " Convenience: Minutes from local shopping, Costco, and easy highway access (US-31 and I-96). Don't Wait--Only 8 Opportunities Remain Available! Reservations are being taken now, and they include designated dock and green space
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Construction materials: Stone,Vinyl Siding
Other
- Builder name: Baumann Building, Inc.
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Laundry Room,Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,968
- Total interior livable area: 1,968 sqft
Property
Details
- Parcel number: 700309495012
Features
- Stories: 2
- On waterfront: Yes
- Waterfront features: Lake
- Waterbody name: Spring Lake
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Inland Flooding
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Ottawa County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $215 | $2,580 |
| Property Taxes | $643 | $7,716 |
| Electricity | $214 | $2,575 |
| Total | $4,863 | $58,356 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Listed for sale | $749,900 |
New Construction Spec
View on Zillow