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8710 Coastal Ter, Mechanicsville, VA, 23111

3beds
3baths
1,960sqft
$474,990
$242price/sqft
$3,016/moest. monthly cost
$120,640/yrincome needed

About This Home

Welcome to Oak Crest in Mechanicsville! Located off of Shady Grove Rd, this community is just minutes to shopping, restaurants, and I-295. This 3 bed, 2.5 bath home features a 1st floor primary bedroom, 2-car garage, dedicated dining room, walk-in attic storage, spacious and sunny loft, and two patios! Thoughtful details include a tankless water heater, gas cooking and quartz countertops. Peaceful, rural landscape views from the kitchen and back patio. Enjoy maintenance free living and take advantage of the walking paths, pickleball courts, a dog run, and a gazebo!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
Atlee High SchoolGrades 9-124.0 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Brick Veneer,Drywall,Other,Vinyl Siding

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: Condo
  • Architectural style: Craftsman,Row House,Two Story
  • Property subType: Townhouse,Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Gas Cooking,Disposal,Gas Water Heater,Microwave,Range,Refrigerator,Tankless Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Separate/Formal Dining Room,Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Loft,Main Level Primary,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Door features: Insulated Doors
  • Window features: Screens,Thermal Windows
  • Flooring: Carpet,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,960

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total interior livable area: 1,960 sqft

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 8715010324
  • Attached to another structure: Yes
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Porch
  • Exterior features: Sprinkler/Irrigation,Lighting,Porch,Paved Driveway
  • Fencing: None

Lot

  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Driveway,Garage,Garage Door Opener,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$152$1,824
Property Taxes $261$3,132
Electricity $202$2,433
Total$3,016$36,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,405/yr
40% on housing$90,480/yr
45% on housing$80,426/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 23111$211
Hanover County$221

vs Homes Sold Last Month

Median $/sqft

ZIP 23111$229
Hanover County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$469,990
2026-03-17Price change$470,740
2026-03-13Listed for sale$460,740

New Construction Spec

AgentVictoria Clark
BrokerageD R Horton Realty of Virginia,

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