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74-81 220th Street #2, Oakland Gardens, NY, 11364

2beds
1baths
850sqft
$380,000
$447price/sqft
$2,481/moest. monthly cost
$99,240/yrincome needed

About This Home

Large 2 bedroom unit located in a beautiful courtyard setting, close to Alley Pond Park. Close to shops, transportation and highways. Owner is offering a renovation credit.... design your dream home!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

9/10
10/10
4/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1950

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen
  • Attic: Storage
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 850
  • Total interior livable area: 850 sqft

Property

Details

  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One

Parking

  • Parking features: On Street,Unassigned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$77$924
Property Taxes $237$2,844
Electricity $246$2,954
Total$2,481$29,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,062/yr
40% on housing$74,430/yr
45% on housing$66,160/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$447This listing

vs Other Active Listings

Avg $/sqft

ZIP 11364$385
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11364$737
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$380,000
2026-07-18Listing removed$380,000
2026-03-13Listed for sale$380,000

For Sale by Agent

AgentDiane L. Levy
BrokerageColdwell Banker American Homes

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