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1601 Washington Ave #408, Saint Louis, MO, 63103

1beds
1baths
1,029sqft
$145,000
$141price/sqft
$1,017/moest. monthly cost
$40,680/yrincome needed

About This Home

Discover the charm of true downtown loft living in this beautiful unit at Windows Lofts, located off Washington Avenue. This inviting space blends historic character with urban convenience, featuring soaring high ceilings, oversized windows that flood the home with natural light, and classic exposed brick that gives the loft its warm, authentic feel. The open layout offers the flexibility and style that loft living is known for, creating a comfortable space that’s perfect for relaxing, entertaining, or working from home. The tall windows highlight the architectural charm of the building while providing great natural light throughout the day. Residents enjoy the convenience of secure basement garage parking, a valuable amenity in downtown living, providing both comfort and peace of mind. Location is everything, and this loft puts you in the center of it all. The building sits next door to the iconic City Museum, one of the city’s most unique attractions, and is just minutes from many of St. Louis’s most popular destinations. Catch a game or concert at Enterprise Center, enjoy soccer at Energizer Park, or experience live performances at the historic Stifel Theatre. You’re also close to the excitement of Busch Stadium, the attractions at Union Station, and the city’s most recognizable landmark, the Gateway Arch. With restaurants, entertainment, and nightlife all around you, this loft offers the perfect blend of historic character and modern downtown living. Whether you’re looking for a full-time residence or a stylish urban retreat, this Washington Avenue loft delivers location, charm, and convenience. Come take a look today.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

5/10
2/10
1/10
Vashon High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1909

Materials

  • Construction materials: Brick,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: High-Rise-4+ Stories
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Microwave,Free-Standing Electric Range,Refrigerator
  • Laundry features: Common Area,In Unit

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Open Floorplan,Walk-In Closet(s)
  • Finished area above ground: 1,029

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,029
  • Total interior livable area: 1,029 sqft

Property

Details

  • Parcel number: 05220300520
  • Special condition: Standard

Features

  • Levels: One
  • Has view: Yes
  • View description: City

Lot

  • Features: City Lot,Level,Near Public Transit

Parking

  • Total spaces: 1
  • Parking features: Assigned,Basement,Covered,Garage,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Earthquake
    EarthquakeRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Earthquake
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$19$228
Property Taxes $124$1,488
Electricity $141$1,693
Total$1,017$12,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,868/yr
40% on housing$30,510/yr
45% on housing$27,120/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 63103$75
St. Louis City$113

vs Homes Sold Last Month

Median $/sqft

ZIP 63103$164
St. Louis City$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$145,000
2026-03-13Listed for sale$150,000

For Sale by Agent

AgentNathan E Merry
BrokerageMerry Real Estate

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