See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

116 Pearl Street, Savannah, GA, 31401

3beds
4baths
2,441sqft
$899,900
$369price/sqft
$5,881/moest. monthly cost
$235,240/yrincome needed

About This Home

Exquisite new construction at the precipice of Starland, Thomas Square, Ardsley Park & SCAD's Victory Village. A stones throw to eateries & entertainment including downtown, Starland Yard, Ardsley Station, Victory North and Habersham Village. With crisp, modern design, this interior townhome offers a ton of natural light & open floor plan. The kitchen boasts floor-to-ceiling, espresso, narrow shaker cabinets with quartz countertops & backsplash and flows seamlessly to dining, great room, study and powder room. Primary suite includes sitting area, ensuite bath w/ double floating vanities, shower, walk-in closet & laundry. Additional bedroom is private suite on main floor with bath, separate entrance & private washer & dryer. 3rd bedroom is on third floor & also includes ensuite bath. Outdoor patio, private courtyard & balcony perfect for entertaining, eating, relaxing & pets. One car garage & fiber optics to include security package ensure your car and precious valuables are secure & tucked away.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

6/10
Hodge Elementary SchoolGrades PK-50.8 mi
2/10
Derenne Middle SchoolGrades 6-80.9 mi
2/10
Beach High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,In Bathroom,In Hall

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Common walls with other units/homes: 2+ Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,441 sqft

Property

Details

  • Parcel number: 20074 38023
  • Attached to another structure: Yes
  • Special condition: Standard

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$487$5,844
Property Taxes $607$7,284
Electricity $237$2,845
Total$5,881$70,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,634/yr
40% on housing$176,430/yr
45% on housing$156,826/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.6%
3.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 31401$368
Chatham County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 31401$321
Chatham County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-20Listed for sale$899,900

New Construction

AgentHeather Booth
BrokerageBHHS Bay Street Realty Group

Similar Homes