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4806 FINLEY DRIVE, Davenport, FL, 33837

4beds
4baths
2,894sqft
$453,990
$157price/sqft
$3,569/moest. monthly cost
$142,760/yrincome needed

About This Home

Welcome home to Hartford Terrace in Davenport! A new community in the flourishing city of Davenport will feature a collection of single-family homes and townhomes with a variety of onsite amenities and a location near everything – shopping, dining, entertainment, schools, and major highways. Located just off Highway 27, Hartford Terrace offers Smart Home technology in all homes, a resort style community pool with cabana, a sports field, playground, dog stations, walking trails, and 1-Gig high speed internet and streaming TV included in the HOA. The new construction quick move-in two-story Winthrop home enjoys- 4 bedrooms, 3 full bathrooms, a powder room, an open-concept kitchen, café, and gathering room, a flex room, a spacious loft, a covered lanai and a 2-car garage. Upon entry, you are greeted by the flex room and powder room. The stunning foyer continues past the laundry room towards the kitchen, gathering room and café - which overlook the covered lanai thanks to the pocket sliding glass door. The Winthrop’s kitchen features a corner walk-in pantry, a large center island, Whirlpool stainless-steel appliances-including a refrigerator, microwave vented to the exterior, elegant Elkins White cabinets, a decorative tile backsplash, and quartz countertops. The owner’s suite is located on the main level of your home and features an en suite bathroom with a walk-in closet, dual sinks, a double quartz-topped vanity, a private water closet and a glass enclosed shower. Upstairs you'll find your spacious loft, three bedrooms, and two bathrooms. Professionally curated design selections include tile flooring in the main living areas, bathrooms, and laundry room and Shaw brand stain-resistant carpet in the bedrooms and loft. Enjoy the convenience of modern living with a smart thermostat, video doorbell, and LED downlighting. This home includes everything you need to get started—refrigerator, washer, dryer, and blinds—so you can relax and enjoy the luxury of your new home from day one. With its stunning design and thoughtful touches, the Winthrop home provides the perfect blend of luxury and functionality for today’s lifestyle.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
3/10
2/10

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,HardiPlank Type,Stucco,Wood Frame

Other

  • Builder model: Winthrop
  • Builder name: Pulte Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Features: Linen Closet
  • Level: Second
  • Area: 60
  • Dimensions: 12x5

Bathroom3

  • Level: Second
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Dinette

  • Level: First
  • Area: 130
  • Dimensions: 10x13

Features

  • Eating Space In Kitchen,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Pest Guard System,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Great Room

  • Level: First
  • Area: 266
  • Dimensions: 14x19

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,894
  • Total interior livable area: 2,894 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Stone Counters
  • Level: First
  • Area: 208
  • Dimensions: 16x13

Laundry

  • Level: First
  • Area: 90
  • Dimensions: 9x10

Loft

  • Level: Second
  • Area: 340
  • Dimensions: 20x17

Primary Bathroom

  • Features: Dual Sinks,Shower No Tub,Stone Counters,Water Closet/Priv Toilet,Linen Closet
  • Level: First
  • Area: 88
  • Dimensions: 8x11

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Property

Details

  • Parcel number: 272632711009001450
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Irrigation System,Lighting,Sidewalk
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 5,500 sqft
  • Features: Cleared,Landscaped,Sidewalk,Above Flood Plain

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Inland Flooding
Wildfire
Heat Wave
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,295$27,540
Home Insurance *$252$3,024
Property Taxes $731$8,772
Electricity $291$3,494
Total$3,569$42,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,365/yr
40% on housing$107,070/yr
45% on housing$95,173/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 33837$166
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33837$180
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$430,990
2026-08-07Price change$430,990
2026-07-11Price change$453,990
2026-07-03Price change$466,990
2026-06-18Price change$469,990
2026-03-14Listed for sale$338,990

New Construction

AgentAdrienne Escott
BrokeragePULTE REALTY OF NORTH FLORIDA LLC

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