34 1st St, Cartwright, OK, 74731
About This Home
Searching for homes for sale in Cartwright, OK or a Lake Texoma vacation home? This beautifully remodeled, approximately 1,225-square-foot property offers a modern retreat on a spacious 0.33-acre lot, making it one of the most desirable Lake Texoma real estate listings available. Located less than half a mile from the boat ramp, this move-in ready lake house features a spacious open-concept living and kitchen area anchored by a centrally positioned wood-burning fireplace. The interior is finished with high-end wood-plank tile flooring, fresh paint, and updated lighting fixtures throughout. Quality upgrades include new cabinetry in both the kitchen and bathroom, a sleek barn door concealing bathroom storage, and energy-efficient windows. For added convenience, the home includes dedicated electric washer and dryer hookups, is serviced by its own private water well, and features an aerobic septic system. Outside, you’ll find a 2-car carport, a covered back porch, and a fully enclosed chain-link fence with ample room for a workshop or garden. With property taxes estimated at under $2,000 per year, this Oklahoma lake property is a prime investment, located just 15 minutes from Choctaw Casino and 20 minutes from Denison, TX. For those looking to expand their real estate investment portfolio, the seller also offers additional lots for sale across 1st Street, providing a rare opportunity to acquire surrounding land.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Slab
- Roof: Asphalt,Fiberglass
- Construction materials: Brick Veneer,Other
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater
- Laundry features: Electric Dryer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- None,Quartz Counters,Stone Counters
- Window features: Vinyl
- Flooring: Tile
- Number of fireplaces: 1
- Fireplace features: Blower Fan
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,225
- Total interior livable area: 1,225 sqft
Property
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Porch
- Exterior features: Gravel Driveway,Rain Gutters
- Fencing: Chain Link
- Waterfront features: Lake,River Access,Water Access
- Waterbody name: Texoma Lake
Lot
- Lot size: 0.30 Acres
- Features: None
Parking
- Total spaces: 1
- Parking features: Carport
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Ice Storm
- Lightning
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters in Bryan County and Oklahoma
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance | $360 | $4,320 |
| Property Taxes | $111 | $1,332 |
| Electricity | $144 | $1,732 |
| Total | $1,778 | $21,336 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Listed for sale | $230,000 |
View on Zillow