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13946 Cedar Vista Ln, Tyler, TX, 75704

4beds
4baths
2,561sqft
$563,420
$220price/sqft
$4,133/moest. monthly cost
$165,320/yrincome needed

About This Home

Step into this stunning modern farmhouse featuring a beautiful exterior and timeless curb appeal. The heart of the home is a gorgeous kitchen designed with stylish finishes, creating the perfect space for cooking, entertaining, and gathering with family and friends. The inviting living area showcases a dramatic floor-to-ceiling fireplace that brings warmth and character to the space while creating a comfortable place to relax. Large windows allow natural light to fill the room, adding to the open and welcoming feel of the home. Step outside to a spacious backyard complete with a covered patio, ideal for outdoor dining, hosting guests, or simply enjoying the peaceful surroundings. Blending modern luxury with classic farmhouse charm, this home offers the perfect combination of style, comfort, and functionality for everyday living and entertaining.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

10/10
9/10
8/10
Lindale High SchoolGrades 9-128.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Double Oven,Gas Cooktop

Bathroom

  • Features: Shower Only,Tub Only,Shower and Tub,Shower/Tub,Walk-In Closet(s),Bar

Bedroom

  • Features: Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Den/Dining Combo

Features

  • Ceiling Fan(s),Pantry
  • Flooring: Vinyl
  • Fireplace features: Gas Starter
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,561
  • Total interior livable area: 2,561 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered,Porch
  • Fencing: None

Lot

  • Features: Subdivision Lot

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,848$34,176
Home Insurance *$465$5,580
Property Taxes $539$6,468
Electricity $281$3,374
Total$4,133$49,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,702/yr
40% on housing$123,990/yr
45% on housing$110,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 75704$155
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75704$160
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-14Listed for sale$563,420

For Sale by Agent

AgentRegan Knight
BrokerageBetter Homes & Gardens Real Estate I-20 Team

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