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445 Live Oak Dr, Lucedale, MS, 39452

2beds
3baths
2,064sqft
$399,900
$194price/sqft
$2,858/moest. monthly cost
$114,320/yrincome needed

About This Home

Tucked inside the city limits yet offering the peaceful feel of a mountain retreat, this beautifully crafted home blends rustic warmth with modern convenience. Featuring 2 bedrooms and 2.5 bathrooms, the home is thoughtfully designed with quality construction and exceptional details throughout. Step inside to discover solid oak flooring and warm wood ceilings that create a cozy lodge-like atmosphere. Built above standard codes, the home reflects careful craftsmanship and attention to durability. The open floor plan flows effortlessly beneath stunning cathedral ceilings, while large windows throughout flood the space with natural light and provide serene views. The kitchen is a showstopper, designed for both beauty and functionality. It features a large island with gorgeous quartz countertops, complemented by butcher block surfaces, custom cabinetry, and a natural gas stove top with an added pot filler--perfect for those who love to cook and entertain. The layout offers an excellent workflow that connects seamlessly to the living and dining spaces. The primary suite is spacious and inviting, complete with a luxurious bathroom featuring a soaking tub, double vanity, and a large walk-in shower. There is a large walk-in closet to keep everything organized. The second bedroom is a loft-style retreat with its own private bath, offering privacy and flexibility for guests or family. A spacious laundry room includes hidden stairs leading to the guest loft area, adding both charm and practicality. Outside, the property continues to impress. The 3 porches add 1044sf of outdoor living space. The carport is designed to accommodate an RV and includes a dedicated RV hookup, making it ideal for travelers or visitors. Beneath the home, you'll find additional storage space, a 280sf dedicated workshop area, and a generous walkable storage area for hobbies and seasonal items. This one-of-a-kind home truly offers the best of both worlds--city convenience with the relaxing feel of a mountain getaway.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
8/10
George County High SchoolGrades 9-123.3 mi
5/10

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2025

Materials

  • Foundation: Chainwall,Pillar/Post/Pier
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Double Vanity,High Ceilings,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Soaking Tub,Storage,Walk-In Closet(s)
  • Flooring: Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Central Air,Electric,Gas

Interior Area

  • Total structure area: 2,064
  • Total interior livable area: 2,064 sqft

Property

Details

  • Parcel number: 0309321A020.01

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Side Porch,Slab
  • Exterior features: Private Yard,RV Hookup

Lot

  • Lot size: 2.83 Acres
  • Features: City Lot,Corner Lot,Corners Marked,Many Trees,Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Carport,Driveway,RV Carport
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Hail
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in George County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$468$5,616
Property Taxes $176$2,112
Electricity $192$2,304
Total$2,858$34,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,988/yr
40% on housing$85,740/yr
45% on housing$76,213/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -6.7%
-6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 39452$117
George County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39452
George County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$425,000
2026-04-01Pending sale$425,000
2026-03-14Listed for sale$425,000

For Sale by Agent

AgentCarol L Howell
BrokerageR Evans Realty, LLC

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