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1030 Gibson Rd, Salisbury, NC, 28147

4beds
4baths
2,470sqft
$535,000
$217price/sqft
$3,457/moest. monthly cost
$138,280/yrincome needed

About This Home

Welcome to this beautiful new construction home in Salisbury, NC, offering modern finishes and thoughtful design on a private dead-end road with no HOA restrictions. This spacious 4-bedroom, 3.5-bath home features a highly desirable floor plan with the primary suite conveniently located on the main level, providing comfort and privacy. The luxurious primary bathroom includes a custom tile shower, creating a spa-like retreat. The main floor also features a dedicated office space, perfect for working from home or a quiet study area. The kitchen is designed with quality and functionality in mind, featuring solid wood cabinetry with soft-close drawers, ample storage, and stylish finishes that make it both beautiful and practical. Throughout the home, durable and modern LVP flooring provides a cohesive look while being easy to maintain. Upstairs, additional bedrooms and bathrooms offer plenty of space for family or guests. Step outside to enjoy a large backyard, ideal for entertaining, gardening, or simply relaxing. Situated on a private dead-end road, this home offers peaceful surroundings while still being conveniently located near Salisbury’s shopping, dining, and amenities. This new construction home combines quality craftsmanship, modern features, and a quiet setting—ready for its first owners to move in and enjoy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

2/10
Hurley Elementary SchoolGrades PK-53.1 mi
1/10
Southeast Middle SchoolGrades 6-83.9 mi
2/10
West Rowan High SchoolGrades 9-126.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,470

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,470
  • Total interior livable area: 2,470 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 463 302
  • Zoning: RR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$224$2,688
Property Taxes $298$3,576
Electricity $230$2,760
Total$3,457$41,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,525/yr
40% on housing$103,710/yr
45% on housing$92,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 28147$167
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28147$182
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$555,000
2026-04-04Price change$575,000
2026-03-14Listed for sale$599,999

New Construction

AgentOlivia Glass
BrokerageResilient Realty LLC

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