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142 Sierra Vista Dr, Alto, NM, 88312

2beds
2baths
704sqft
$199,000
$283price/sqft
$1,313/moest. monthly cost
$52,520/yrincome needed

About This Home

Brand new modular home built in Texas and currently being set on a permanent foundation. This is affordable housing in the Pines. This 2 bedroom 2 bath home will give you the mountain retreat you are looking for without the high price tag. Currently it is being finished out, projected date of completion 04/14/2026. Will be on a well and septic share agreement with 4 other units those units still to come. Plenty of privacy with one on .42 of an acre.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Capitan Elementary SchoolGrades PK-511.0 mi
5/10
Capitan Middle SchoolGrades 6-811.0 mi
9/10
Capitan High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Metal
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Washer/Dryer Stacked,Microwave,Refrigerator,Water Heater
  • Laundry features: Stacked

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Main Level Primary
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total interior livable area: 704 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Zoning: R1
  • Special condition: Standard
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods
  • Waterfront features: None

Lot

  • Lot size: 0.42 Acres
  • Features: Borders National Forest,Sloped Down

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Wildfire
Lightning
Winter Weather
Inland Flooding

FEMA Declared Disasters in Lincoln County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$70$840
Property Taxes $89$1,068
Electricity $148$1,780
Total$1,313$15,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,017/yr
40% on housing$39,390/yr
45% on housing$35,013/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 88312$262
Lincoln County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 88312$282
Lincoln County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$210,000
2026-03-19Listing removed$225,000
2026-03-14Listed for sale$225,000

New Construction

AgentBrittany Wilson
BrokeragePinnacle Real Estate & Dev

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