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1007 State Route 990v, Gilboa, NY, 12076

1beds
1baths
0sqft
$535,000
--price/sqft
$4,256/moest. monthly cost
$170,240/yrincome needed

About This Home

Experience the future of luxury living in this sophisticated, professional-grade Barndominium-a property engineered for the visionary who demands complete autonomy without compromising on style. Nestled on 6 private, usable acres with breathtaking Southern exposure and mountain views, this estate represents a rare opportunity to own one of the most technologically advanced, self-sufficient properties in the Catskills. Featuring a 15.5 kW solar system (2025 installation with full 25-year warranties), this property generates approximately 24,000 kWh per year. This massive reclaimed overhead effectively offsets a significant portion of your mortgage, giving you a sizeable affordability advantage compared to traditional high-utility properties. The interior features a beautifully finished 650 sq. ft. 1-bed/1-bath apartment that serves as a sleek, modern sanctuary. A designer kitchen leads to a spa-like bathroom featuring a massive 4x6 walk-in tile shower. Stay comfortable year-round with high-efficiency mini-split heating/cooling, a 6' ceiling fan, and premium full spray-foam insulation for ultra-low operating costs. Because it is connected to town sewer system, the living quarters can easily be expanded to a 2-4 bedroom layout, making it perfect for full-time living, a weekend retreat, or efficient guest suite.The 1,784 sq. ft. climate-controlled garage is a dream facility for car collectors, contractors, heavy equipment, or EV enthusiasts. The 2400sf steel building boasts radiant heated slab and full spray-foam insulation. Double 14'x14' overhead doors provide clearance for the largest RVs or equipment. Includes a 10,000 lb automotive lift and dual EV charging stations. A dedicated BBQ porch area provides a peaceful space to relax and unwind after a day in the shop or enjoy morning coffee before starting the day. Embrace a quiet, rural lifestyle with modern convenience. The 6-acre lot offers true flexibility, making it ideal for gardening, farm animals, or additional structures. The property is serviced by well water with a full Reverse Osmosis system and remains in immaculate, "turn-key" condition. 1 Centrally located just 15 Minutes to Hunter & Windham Ski Slopes, 40-45 Minutes to Oneonta or Albany for extensive doctors, shopping, or dining opportunities. Approximately a 2 hour commute to New York City. This is a one-of-a-kind "forever home" designed for the modern remote worker, home/work situation, creative, or hobbyist seeking permanent freedom from utility volatility. Schedule your private tour of this Catskills masterpiece today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10

Construction

Condition

  • Year built: 2021

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Stone
  • Finished area above ground: 2,400

Heating

  • Heating features: Electric,Other,Radiant

Interior Area

  • Total structure area: 2,400

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 432800209.0000001010.023
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 6 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather

FEMA Declared Disasters in Schoharie County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,705$32,460
Home Insurance *$317$3,804
Property Taxes $838$10,056
Electricity $396$4,759
Total$4,256$51,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,920/yr
40% on housing$127,680/yr
45% on housing$113,493/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 12076$304
Schoharie County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 12076$157
Schoharie County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$549,900
2026-03-24Listed for sale$575,000
2026-03-18Listing removed--
2026-03-18Price change$599,995
2026-03-14Listed for sale$625,000

For Sale by Agent

AgentSusan Miller
BrokerageWINDSTAR REALTY GROUP LLC

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