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10509 Tinaja Way SW, Albuquerque, NM, 87121

4beds
2baths
1,602sqft
$369,990
$231price/sqft
$2,398/moest. monthly cost
$95,920/yrincome needed

About This Home

BUILDER OFFERS AMAZING FINANCING TERMS WITH OUR IN HOUSE LENDER, DHI MORTGAGE, PLUS $5,000 TOWARDS CLOSING COSTS! ''The Sawyer'' by DR Horton. Stunning 4 bedroom, 2 bath and 2 car garage. Open great room and dining area invite's easy entertaining. Elegant kitchen with granite counter tops, kitchen island, Whirlpool appliances and spacious pantry. Ceramic tile floors in kitchen, dining and all wet areas. Primary bath with raised double vanity, ceramic tiled walk in shower and large walk in closet. Pitched roofs. Smart home with Amazon Alexa connect. Refrigerated air & low- e windows!

Getting Around

7
WalkingCar-Dependent
24
TransitMinimal Transit
27
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Pitched,Shingle
  • Construction materials: Frame,Stucco

Other

  • Builder name: Dr Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Disposal,Microwave
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Main
  • Area: 119

Bedroom3

  • Level: Main
  • Area: 119

Bedroom4

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 129.56

Features

  • Main Level Primary
  • Window features: Low-Emissivity Windows,Vinyl
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 1,602
  • Total interior livable area: 1,602 sqft

Kitchen

  • Level: Main
  • Area: 179.58

Living Room

  • Level: Main
  • Area: 210.24

Primary Bedroom

  • Level: Main
  • Area: 216.84

Property

Details

  • Parcel number: 100805450420343112
  • Zoning description: R-1A*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard,Sprinkler/Irrigation
  • Fencing: Wall

Lot

  • Lot size: 4,356 sqft
  • Features: Landscaped,Planned Unit Development

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$118$1,416
Property Taxes $262$3,144
Electricity $148$1,780
Total$2,398$28,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,217/yr
40% on housing$71,940/yr
45% on housing$63,946/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 87121$144
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87121
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$389,990
2026-03-29Price change$393,990
2026-03-14Listed for sale$391,990

New Construction Spec

AgentJacqueline N Ortiz
BrokerageD.R. Horton, Inc.

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