




430 Lake Viking Ter, Gallatin, MO, 64640
About This Home
Brand-new luxury lakefront retreat located on Lot 163 with approximately 96 feet of shoreline, perfectly positioned in one of Lake Viking’s most highly sought-after coves. This stunning home offers 3 bedrooms, a spacious bunk room, and 3.5 baths, thoughtfully designed to capture the beauty of lake living while showcasing high-end finishes, exceptional craftsmanship, and effortless functionality. The expansive great room features a dramatic 25-foot floor-to-ceiling stone accent wall, creating a striking architectural centerpiece. The designer kitchen is both elegant and functional, featuring quartz countertops, stainless steel appliances, oversized island perfect for gathering, and a walk-in pantry. The main-level primary suite offers a private lakeside retreat with a large closet and a spa-inspired bathroom that delivers with a tiled wet room. Upstairs, you’ll find a large bedroom, a full bathroom, and an impressive built-in 6-person bunk room. The lower level expands the home’s entertaining possibilities with a spacious family room that opens to the covered deck, a bar and wine rack, an additional bedroom and full bath, and a large unfinished storage/flex space. The property also features a one-car garage, covered dock with lift, and a lakeside fire pit area where nights are spent around the fire sharing stories and creating lifelong memories. With its premium cove location, 96 feet of shoreline, luxury finishes, and thoughtfully designed living spaces, this home offers the perfect setting to fully embrace the Lake Viking lifestyle. This brand-new home includes a 12-month builder warranty from the contractor, providing peace of mind as you begin your next chapter at the lake. This is more than a home—it’s a place to wake up to water views, gather with friends on the deck, and experience lake life the way it was meant to be lived.
Getting Around
Schools
Construction
Condition
- Year built: 2026
Materials
- Roof: Composition
- Construction materials: Board & Batten Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Basement BR,Concrete,Finished,Full,Walk-Out Access
Bedroom2
- Features: Luxury Vinyl
- Level: Second
- Area: 195
Bedroom3
- Features: Luxury Vinyl
- Level: Basement
- Area: 144
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Features: Luxury Vinyl
- Level: Second
- Area: 255
Family Room
- Features: Luxury Vinyl
- Level: Basement
- Area: 399
Features
- Flooring: Luxury Vinyl,Tile
- Number of fireplaces: 1
- Fireplace features: Electric,Family Room
- Fireplace: Yes
- Finished area below ground: 900
- Finished area above ground: 2,100
Great Room
- Features: Luxury Vinyl
- Level: Main
- Area: 400
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Kitchen
- Features: Luxury Vinyl
- Level: Main
- Area: 220
Master Bedroom
- Features: Luxury Vinyl
- Level: Main
- Area: 238
Other
- Features: Other
- Level: Basement
- Area: 540
Property
Details
- Parcel number: 145.11630317
Features
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 0.42 Acres
Parking
- Total spaces: 1
- Parking features: Attached,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Tornado
- Drought
- Hail
- Heat Wave
- Lightning
- Strong Wind
- Winter Weather
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,062 | $72,744 |
| Home Insurance * | $855 | $10,260 |
| Property Taxes | $489 | $5,868 |
| Electricity | $229 | $2,749 |
| Total | $7,635 | $91,620 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Listed for sale | $1,199,000 |
