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191 Walnut St #110, Chattanooga, TN, 37403

1beds
1baths
1,080sqft
$625,000
$579price/sqft
$3,901/moest. monthly cost
$156,040/yrincome needed

About This Home

Unique Opportunity to purchase a LIVE/WORK condo in Chattanooga. Beautiful natural light filled condo perfect for entrepreneurs and Chattanooga business owners looking for a LIVE/WORK space in the most prime location in downtown Chattanooga's Riverfront district. Located in Museum Bluff condos fronting the TN River, this unit shares a brick sidewalk and courtyard with The Edwin Hotel, Marriott Autograph Collection. Only steps from Chattanooga's famous Walnut Street Bridge, set to re-open in 2026 after extensive renovation. This condo is currently zoned R-RV-4 of the Chattanooga Form Based Code, though zoning allows for conversion to a residential space for a live/work set up. This condo could also be converted into a short term vacation rental. Additional space above existing ceiling tiles to finish a second floor or open loft expansion. Existing bathroom with plumbing to add shower. Washer/Dryer hook ups and small kitchen. Interior walls can be altered/removed to accommodate a different floor plan, POTENTIAL FOR 2 bed/2 bath, FULL KITCHEN AND OPEN LIVING ROOM. One deeded parking space in the building's attached covered and gated garage conveys with the unit. Access to building's rooftop patio. Existing window treatments/privacy shades convey. Buyer to verify HOA approval and zoning/permits for intended use. EPB Fiber Optics available and in use. Separate individual HVAC unit. Water is included in HOA Dues. Roof and common area also maintenance included in HOA Dues.

Getting Around

75
WalkingVery Walkable
47
TransitSome Transit
91
BikeBiker's Paradise

Schools

3/10
4/10
The Howard SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Construction materials: Brick,HardiPlank Type,Metal Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Plumbed
  • Window features: Insulated Windows
  • Flooring: Concrete
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: First

Other

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Common Area

Details

  • Parcel number: 135l C 010 C110

Features

  • Levels: One
  • Exterior features: Awning(s),Lighting
  • Has view: Yes
  • View description: Bridge(s),Downtown,River
  • Has water view: Yes
  • Water view: River

Lot

  • Features: Corner Lot,Views
  • Lot size dimensions: 0

Parking

  • Parking features: Community Structure,Garage,Gated,Off Street,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance $244$2,928
Property Taxes $322$3,864
Electricity $175$2,103
Total$3,901$46,812

Income You'd Need if You Spent...

35% on housing$133,748/yr
40% on housing$117,030/yr
45% on housing$104,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$579This listing

vs Other Active Listings

Avg $/sqft

ZIP 37403$238
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37403
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Listed for sale$625,000

For Sale by Agent

AgentLibby Pratt
BrokerageHorizon Sotheby's International Realty

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