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12239 Vista Ridge Loop, Eagle River, AK, 99577

3beds
3baths
1,600sqft
$464,000
$290price/sqft
$3,258/moest. monthly cost
$130,320/yrincome needed

About This Home

IN THE FOOTHILLS OF THE CHUGACH W/ UNLIMITED VIEWS NORTH TO THE ALASKA RANGE. Check out the features of this COZY and PRIVATE Bungalow. Island kitchen w/Pantry finished in Hardwood, Quartz & Stainless Steel. Relax & enjoy the view from the elevated deck. Primary bdrm w/private bath & WIC. Oversized dbl heated garage w/extra storage. Photos are of similar home and may show upgrades not included.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
8/10
6/10
Chugiak High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Composition,Shingle
  • Construction materials: Frame,Wood Frame - 2x6,Wood Siding

Other

  • Builder name: Spinell Homes

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Washer &/Or Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Arctic Entry,Laminate Counters,Quartz Counters
  • Flooring: Carpet,Laminate
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 0500932750001
  • Attached to another structure: Yes
  • Zoning: UNK
  • Zoning description: Unknown

Features

  • Patio & porch: Deck/Patio
  • Has view: Yes
  • View description: Mountain(s),Partial,Territorial
  • Waterfront features: No Access,None
  • Topography of land: Sloping

Lot

  • Features: Covenant/Restriction,Fire Service Area,City Lot,Road Service Area,Views

Parking

  • Total spaces: 2
  • Parking features: Paved,Attached,Heated Garage,Tuck Under,No Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High

How This Home’s Risks Compare

Earthquake
Winter Weather
Avalanche

FEMA Declared Disasters in Anchorage Municipality and Alaska

Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,346$28,152
Home Insurance $142$1,704
Property Taxes $452$5,424
Electricity $318$3,820
Total$3,258$39,096

Income You'd Need if You Spent...

35% on housing$111,702/yr
40% on housing$97,740/yr
45% on housing$86,880/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 99577$267
Anchorage Municipality$252

vs Homes Sold Last Month

Median $/sqft

ZIP 99577$237
Anchorage Municipality$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-16Listed for sale$464,000

New Construction

AgentKevin Sigafoos
BrokerageKeller Williams Realty Alaska Group

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